Delta Community Credit Union

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A short history of Delta Community CU

Since its inception in 1940 the Delta Community Credit Union has been serving its members in and around the Atlanta, Georgia area with exceptional financial products. You can see their current interest rates (taken from the latest available quarterly reports) on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages. Currently led by Hank Halter, the Delta Community CU has grown its membership to over 292,040 with assets of more than $4,499,997,631. They have 658 full time employees and 67 part time employees with a main office and 26 branch offices. Please see the credit unions website or contact them by phone at (404) 715-4725 or email them at none to get exact details . There are many other credit unions with branch office locations in the local area. See them all here. Credit Unions in Atlanta, GA.

General Information

The date below for Delta Community CU was updated on 12/31/2013 and is the most current available public information.

Charter Number 66357
Address 1025 Virginia Ave 
City Atlanta 
State Georgia 
Zip-Code 30354
Phone (404) 715-4725
Email Address: none
CEO/President Hank Halter
Members 292,040 
Full-Time Employees 658 
Part-Time Employees 67 
Number of Branch Offices 26 
Year Opened 1940 

Compare Delta Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Atlanta Postal CU Decatur 520 W Ponce De Leon Ave 30031 (404) 373-2646 No 0.74
Fulton Teachers CU Galaxy Plus 5600 Crooks Rd 48098 (800) 876-9000 No 1.36
Atlanta CU ATLANTA FEDERAL CU 3075 SYLVAN RD 30354 (404) 559-8833 No 1.92
Fort Mcpherson CU FMCU-MAIN BRANCH 1732 WALKER AVE SW 30310 (404) 753-4592 No 4.12
Credit Union Of Atlanta CU Credit Union of Atlanta-Pryor Street Credit Union of Atlanta-Pryor Street 30310 (404) 671-4020 Yes 5.50

Performance Charts

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Financial Data

Delta Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.75069,025169,050,914
All Other Unsecured Loans/Lines of Credit 9.50034,187123,858,382
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.50034,082265,968,617
Used Vehicle Loans 3.50063,620547,270,342
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.9908,7831,378,492,429
Total Other Real Estate Loans/Lines of Credit 3.5007,007241,737,987
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.7503,04733,453,614
TOTAL LOANS & LEASES 219,7512,759,832,285

Delta Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4,015642,056,0321,179217,135,686
    b. 15 Years or less 3,979437,138,686780127,778,550
    a. > 15 years 298128,034,77616162,271,943
    b. 15 Years or less 192101,377,6875114,825,229
Other Fixed Rate 1159,5571159,557
Adjustable Rate 1 yr or less 29769,569,14300
Adjustable Rate > 1 yr 1156,54800


Closed-End Fixed Rate 2,66581,073,443883,993,808
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 4,342160,664,5442,76699,135,465
Open-End Fixed Rate 0000
TOTALS 15,7901,620,230,4165,026525,300,238


Interest Only & Payment Option 1st Mortgage Loans 5036,154,21311,485,048
Interest Only & Payment Option Other RE/LOC Loans 2,051119,912,20772,495,042
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Delta Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes