Delta Community Credit Union

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A short history of Delta Community CU

Since its inception in 1940 the Delta Community Credit Union has been serving its members in and around the ATLANTA, Georgia area with exceptional financial products. You can see their current interest rates (taken from the latest available quarterly reports) on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages. Currently led by Hank Halter, the Delta Community CU has grown its membership to over 341,415 with assets of more than $5,209,454,018. They have 835 full time employees and 71 part time employees with a main office and 26 branch offices. Please see the credit unions website or contact them by phone at (404) 715-4725 or email them at none to get exact details . There are many other credit unions with branch office locations in the local area. See them all here. Credit Unions in ATLANTA, GA.

General Information

The data below for Delta Community CU was updated on 6/30/2016 and is the most current available public information.

Charter Number 66357
Address 1025 VIRGINIA AVE 
State Georgia 
Zip-Code 30354
Phone (404) 715-4725
Email Address: none
CEO/President Hank Halter
Members 341,415 
Full-Time Employees 835 
Part-Time Employees 71 
Number of Branch Offices 26 

Year Opened 1940 

Compare Delta Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Atlanta Postal CU Main Office 3900 Crown Rd SW 30380 (404) 768-4126 No 0.74
Family First CU Galaxy Plus 5600 Crooks Rd 48098 (800) 876-9000 No 1.36
Atlanta CU ATLANTA FEDERAL CU 3075 SYLVAN RD 30354 (404) 559-8833 No 1.92
Fort Mcpherson CU FMCU-MAIN BRANCH 1732 WALKER AVE SW 30310 (404) 753-4592 No 4.12
Credit Union Of Atlanta CU Credit Union of Atlanta Credit Union of Atlanta 30310 (404) 658-6465 No 5.50

Performance Charts

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Financial Data

Delta Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.00083,395187,313,189
All Other Unsecured Loans/Lines of Credit 10.25040,563122,724,826
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.98060,353839,365,169
Used Vehicle Loans 2.24086,890867,285,622
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.50010,5631,666,064,276
Total Other Real Estate Loans/Lines of Credit 3.2506,941221,617,138
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.1503,17937,635,416
TOTAL LOANS & LEASES 291,8843,942,005,636

Delta Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5,379889,763,905788161,337,463
    b. 15 Years or less 4,010414,238,34329450,186,858
    a. > 15 years 727230,865,4464719,128,733
    b. 15 Years or less 17343,342,285133,634,388
Other Fixed Rate 54,387,4062195,000
Adjustable Rate 1 yr or less 26983,466,8911744,148
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2,40673,353,3831978,361,488
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 4,535148,263,7551,76034,801,251
Open-End Fixed Rate 0000
TOTALS 17,5041,887,681,4143,102278,389,329


Interest Only & Payment Option 1st Mortgage Loans 3622,584,4860
Interest Only & Payment Option Other RE/LOC Loans 2,270109,067,66219,295,913
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Delta Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes
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