Delta Community Credit Union

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A short history of Delta Community CU

Since its inception in 1940 the Delta Community Credit Union has been serving its members in the ATLANTA, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Hank Halter, the Delta Community CU has grown its membership to over 360,703 with assets of more than $5,509,920,202. They have a main office and 27 branch offices. Please see the credit unions website or contact them by phone at (404) 715-4725 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ATLANTA, GA.

General Information For Delta Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66357
Address 1025 VIRGINIA AVE 
State Georgia 
Zip-Code 30354
Phone Number (404) 715-4725
Fax Number () -
Email Address: none
CEO/President Hank Halter
Members 360,703 
Full-Time Employees 946 
Part-Time Employees 49 
Number of Branch Offices 27 
Total Assets 5,509,920,202 

Compare Delta Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Atlanta Postal CU Tradeport 600 3916 Tradeport Blvd 30354 (404) 768-4126 No 0.74
Family First CU Fiserv CUnify 2091 Springdale Rd 08003 (800) 841-5421 No 1.36
Atlanta CU ATLANTA FEDERAL CU 3075 SYLVAN RD 30354 (404) 559-8833 No 1.92
Fort Mcpherson CU FMCU-MAIN BRANCH 1732 WALKER AVE SW 30310 (404) 753-4592 No 4.12
Credit Union Of Atlanta CU Credit Union of Atlanta-Pryor Street Credit Union of Atlanta-Pryor Street 30310 (404) 671-4020 No 5.50

Delta Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Delta Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.50 1.98 2.24 4.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 297 33 35 138 132
Rank Among All Georgia Credit Unions 20 4 4 10 7

Delta Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.15 0.40 0.60 0.37
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 119 76 240 248
Rank Among All Georgia Credit Unions 14 23 11 25 28
Delta Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.50090,020209,394,315
All Other Unsecured Loans/Lines of Credit 7.25041,014135,394,169
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.98065,830921,287,746
Used Vehicle Loans 2.24093,180958,345,851
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00011,7541,913,708,314
Total Other Real Estate Loans/Lines of Credit 4.2506,998218,198,162
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.1503,19440,800,218
TOTAL LOANS & LEASES 311,9904,397,128,775

Delta Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6,4491,110,150,509746151,734,875
    b. 15 Years or less 4,179451,992,30629148,040,323
    a. > 15 years 726232,148,9255020,609,798
    b. 15 Years or less 15742,065,905194,944,831
Other Fixed Rate 54,728,7423645,311
Adjustable Rate 1 yr or less 23872,621,92700
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2,32971,612,92127111,546,609
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 4,669146,585,2411,99339,846,878
Open-End Fixed Rate 0000
TOTALS 18,7522,131,906,4763,373277,368,625


Interest Only & Payment Option 1st Mortgage Loans 2918,679,7580
Interest Only & Payment Option Other RE/LOC Loans 2,505108,818,63932,117,724
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Delta Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes