Family First Credit Union

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A short history of Family First CU

Since its inception in 1930 the Family First Credit Union has been serving its members in the HAPEVILLE, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stephen Smith, the Family First CU has grown its membership to over 12,575 with assets of more than $97,493,697. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (404) 768-4980 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HAPEVILLE, GA.

General Information For Family First CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61831
Address 3604 ATLANTA AVE 
State Georgia 
Zip-Code 30354
Phone Number (404) 768-4980
Fax Number (404) 768-5496
Email Address:
CEO/President Stephen Smith
Members 12,575 
Full-Time Employees 29 
Part-Time Employees
Number of Branch Offices
Total Assets 97,493,697 

Compare Family First Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Atlanta Postal CU Tradeport 600 3916 Tradeport Blvd 30354 (404) 768-4126 No 0.74
Atlanta CU ATLANTA FEDERAL CU 3075 SYLVAN RD 30354 (404) 559-8833 No 1.92
Delta Community CU Atlanta (Hartsfield-Jackson Int'l Airport) 6000 N Terminal Pkwy 30354 (404) 715-4725 No 1.98
Fort Mcpherson CU FMCU-MAIN BRANCH 1732 WALKER AVE SW 30310 (404) 753-4592 No 4.12
Credit Union Of Atlanta CU Credit Union of Atlanta-Pryor Street Credit Union of Atlanta-Pryor Street 30310 (404) 671-4020 No 5.50

Family First Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Family First Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.00 5.20 7.80 6.77 5.20
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 341 418 615 428 255
Rank Among All Georgia Credit Unions 26 60 65 42 21

Family First Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.11 0.27 0.36 0.22
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 126 102 292 269
Rank Among All Georgia Credit Unions 14 26 16 38 32
Family First Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.0002,1452,831,233
All Other Unsecured Loans/Lines of Credit 14.3002,4145,293,314
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.20033,4469,852,407
Used Vehicle Loans 7.80032,84017,853,255
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.7701079,262,550
Total Other Real Estate Loans/Lines of Credit 5.2001724,479,502
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.6001141,489,897
TOTAL LOANS & LEASES 71,23851,062,158

Family First Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 546,644,5091336,000
    b. 15 Years or less 532,618,0412561,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 221,371,79900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1503,107,70312524,820
Open-End Fixed Rate 0000
TOTALS 27913,742,052151,421,820


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Family First Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes