Cooperative Center Federal Credit Union

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A short history of Cooperative Center FCU

Since its inception in 1942 the Cooperative Center Federal Credit Union has been serving its members in the BERKELEY, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Fadhila Holman, the Cooperative Center FCU has grown its membership to over 11,811 with assets of more than $119,387,889. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (510) 845-6428 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BERKELEY, CA.

General Information For Cooperative Center FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4900
Address 2001 ASHBY AVE 
City BERKELEY 
State California 
Zip-Code 94703
Phone Number (510) 845-6428
Fax Number (510) 841-7856
Email Address: none
CEO/President Fadhila Holman
Members 11,811 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 119,387,889 
Website http://www.coopfcu.org 

Compare Cooperative Center Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Chevron CU BR#24 Bakersfield 5060 California Ave Ste 190 93309 (661) 695-4260 No 4.34
Utility District CU BRANCH OFFICE 2130 ADELINE ST 94607 (510) 287-0539 No 4.44
Financial Benefits CU Main Office 1528 Webster St 94501 (510) 433-9200 No 6.29
Sun Pacific CU Main 1221 Nevin Ave 94804 (510) 970-1193 No 6.69
Atchison Village CU Atchison Village Credit Union 270A Curry St 94801 (510) 233-3218 No 7.14

Cooperative Center Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Cooperative Center Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.64 3.94 4.51 7.19 8.30
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 311 267 266 443 486
Rank Among All California Credit Unions 66 107 107 122 133

Cooperative Center Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.02 0.05 0.25 0.19 0.36
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 135 143 105 319 249
Rank Among All California Credit Unions 28 45 30 98 66
Cooperative Center Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.6401,4452,938,166
All Other Unsecured Loans/Lines of Credit 11.450165936,625
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00063,078
Non-Federally Guaranteed Student Loans 6.25070625,064
New Vehicle Loans 3.9404,83618,777,164
Used Vehicle Loans 4.51010,00424,942,895
Total 1st Mortgage Real Estate Loans/Lines of Credit 7.19012124,191,855
Total Other Real Estate Loans/Lines of Credit 8.300864,202,149
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.09024216,166
TOTAL LOANS & LEASES 16,75776,833,162

Cooperative Center Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6014,824,98162,848,250
    b. 15 Years or less 404,072,613332,985,435
Balloon/Hybrid
    a. > 15 years 41,155,22800
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 72,858,71800
Adjustable Rate > 1 yr 101,280,31500

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 864,202,14931277,480
Open-End Fixed Rate 0000
TOTALS 20728,394,004706,111,165

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cooperative Center Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes