Sun Pacific Federal Credit Union

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A short history of Sun Pacific FCU

Since its inception in 1946 the Sun Pacific Federal Credit Union has been serving its members in the RICHMOND, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jacqueline Uriarte, the Sun Pacific FCU has grown its membership to over 2,013 with assets of more than $24,015,304. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (510) 970-1193 or email them at sunpacfcu@sbcglobal.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RICHMOND, CA.

General Information For Sun Pacific FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5359
Address PO BOX 4043 
City RICHMOND 
State California 
Zip-Code 94804
Phone Number (510) 970-1193
Fax Number (510) 970-1185
Email Address: sunpacfcu@sbcglobal.net
CEO/President Jacqueline Uriarte
Members 2,013 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 24,015,304 
Website http://sunpacific.org 

Compare Sun Pacific Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Atchison Village CU Atchison Village Credit Union 270A Curry St 94801 (510) 233-3218 No 1.68
Cooperative Center CU Main Branch 2001 Ashby Ave 94703 (510) 845-6428 No 6.34
Chevron CU BR#24 Bakersfield 5060 California Ave Ste 190 93309 (661) 695-4260 No 9.26
Utility District CU BRANCH OFFICE 2130 ADELINE ST 94607 (510) 287-0539 No 9.38
San Francisco Lee CU CHINATOWN 915 GRANT AVE 94108 (415) 982-0915 No 9.51

Sun Pacific Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Sun Pacific Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.43 7.52 7.52 N/A 7.38
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 471 568 589 N/A 449
Rank Among All California Credit Unions 115 160 175 N/A 127

Sun Pacific Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.10 0.40 0.40 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 129 76 284 266
Rank Among All California Credit Unions 30 38 17 83 79
Sun Pacific Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.430423937,153
All Other Unsecured Loans/Lines of Credit 12.3504752,530,844
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00013789,181
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 7.520611,146,188
Used Vehicle Loans 7.5202052,264,512
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 7.380462,756,320
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.3401490,338
TOTAL LOANS & LEASES 1,3619,814,536

Sun Pacific Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 9243,35500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 372,512,96556626,772
Open-End Fixed Rate 0000
TOTALS 462,756,32056626,772

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sun Pacific Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes