Utility District Credit Union

  • +1

A short history of Utility District CU

Since its inception in 1935 the Utility District Credit Union has been serving its members in the OAKLAND, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Hassan Elmi, the Utility District CU has grown its membership to over 2,328 with assets of more than $32,194,036. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (510) 287-0467 or email them at udcu@ebmud.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OAKLAND, CA.

General Information For Utility District CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61085
Address 375 11TH ST STE 203 
State California 
Zip-Code 94607
Phone Number (510) 287-0467
Fax Number (510) 287-0528
Email Address: udcu@ebmud.com
CEO/President Hassan Elmi
Members 2,328 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 32,194,036 
Website http://UDCU.ORG 

Compare Utility District Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Chevron CU BR#24 Bakersfield 5060 California Ave Ste 190 93309 (661) 695-4260 No 1.66
Financial Benefits CU Main Office 1528 Webster St 94501 (510) 433-9200 No 2.82
Cooperative Center CU Main Branch 2001 Ashby Ave 94703 (510) 845-6428 No 3.53
Delancey Street CU San Francisco 600 The Embarcadero 94107 (415) 512-5105 No 5.18
Mckesson Employees CU 1 Post St, Ste 107 1 Post St Lowr 107 94104 (415) 983-8920 No 5.73

Utility District Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Utility District Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.18 3.57 4.09 4.81
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 164 155 153 206
Rank Among All California Credit Unions N/A 66 69 61 60

Utility District Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 0.15 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 324 266
Rank Among All California Credit Unions N/A 45 52 99 79
Utility District Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.9904181,345,105
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.1801052,212,106
Used Vehicle Loans 3.5701642,075,888
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.090233,267,495
Total Other Real Estate Loans/Lines of Credit 4.8109592,782
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.50015108,692
TOTAL LOANS & LEASES 7349,602,068

Utility District Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 122,166,17500
    b. 15 Years or less 111,101,32000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 9592,78200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 323,860,27700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Utility District Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes