Financial Benefits Credit Union

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A short history of Financial Benefits CU

Since its inception in 1931 the Financial Benefits Credit Union has been serving its members in the ALAMEDA, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Schaffner, the Financial Benefits CU has grown its membership to over 2,347 with assets of more than $20,091,508. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (510) 433-9200 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALAMEDA, CA.

General Information For Financial Benefits CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61125
Address 1528 WEBSTER ST 
State California 
Zip-Code 94501
Phone Number (510) 433-9200
Fax Number (510) 433-9221
Email Address:
CEO/President John Schaffner
Members 2,347 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 20,091,508 

Compare Financial Benefits Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Utility District CU BRANCH OFFICE 2130 ADELINE ST 94607 (510) 287-0539 No 1.97
Chevron CU BR#24 Bakersfield 5060 California Ave Ste 190 93309 (661) 695-4260 No 2.07
Cooperative Center CU Main Branch 2001 Ashby Ave 94703 (510) 845-6428 No 5.66
Delancey Street CU San Francisco 600 The Embarcadero 94107 (415) 512-5105 No 6.07
Mckesson Employees CU 1 Post St, Ste 107 1 Post St Lowr 107 94104 (415) 983-8920 No 6.83

Financial Benefits Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Financial Benefits Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.21 3.87 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 53 187 N/A N/A
Rank Among All California Credit Unions N/A 21 82 N/A N/A

Financial Benefits Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.14 0.15 0.53 0.64
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 121 124 256 207
Rank Among All California Credit Unions 24 32 40 72 48
Financial Benefits Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.8103251,430
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.21027285,340
Used Vehicle Loans 3.87029235,432
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.2406213,262,634
TOTAL LOANS & LEASES 15013,834,836

Financial Benefits Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Financial Benefits Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes