Code Credit Union

  • +1

A short history of Code CU

Since its inception in 1940 the Code Credit Union has been serving its members in the Dayton, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Scott Rutherford, the Code CU has grown its membership to over 12,985 with assets of more than $121,104,666. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (937) 222-8971 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Dayton, OH.

General Information For Code CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66840
Address 355 W Monument Ave 
City Dayton 
State Ohio 
Zip-Code 45402
Phone Number (937) 222-8971
Fax Number (937) 222-5329
Email Address:
CEO/President Scott Rutherford
Members 12,985 
Full-Time Employees 32 
Part-Time Employees
Number of Branch Offices
Total Assets 121,104,666 

Compare Code Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Dayton Firefighters CU Main Office 338 S Patterson Blvd 45402 (937) 228-1614 No 0.62
Standard Register CU Main Office 175 Campbell St 45401 (937) 223-3333 No 1.14
Universal 1 CU Sugarcreek 6270 Wilmington Pike 45459 (937) 848-6050 No 1.59
Wright-dunbar Area CU Coriinthian Branch 700 S James H McGee Blvd 45417 (937) 223-1101 No 1.65
Freedom First CU Main Office-Dayton 1645 Webster St 45404 (937) 223-2828 No 1.81

Code Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Code Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.96 3.19 3.39 3.42 4.24
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 456 166 136 64 131
Rank Among All Ohio Credit Unions 83 45 23 9 20

Code Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.15 1.21 1.21
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 124 133 131
Rank Among All Ohio Credit Unions 16 22 34 33 24
Code Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9602,3494,827,444
All Other Unsecured Loans/Lines of Credit 12.9601,4282,534,811
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.50026283,070
New Vehicle Loans 3.1901,14224,342,458
Used Vehicle Loans 3.3901,82020,495,545
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.42019011,673,737
Total Other Real Estate Loans/Lines of Credit 4.24049014,518,584
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.9902501,696,566
TOTAL LOANS & LEASES 7,69580,372,215

Code Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1138,8487927,108
    b. 15 Years or less 613,992,5095535,596
    a. > 15 years 482,780,70600
    b. 15 Years or less 734,436,7331152,000
Other Fixed Rate 2144,21300
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 5180,72800


Closed-End Fixed Rate 44113,537,768411,390,070
Closed-End Adjustable Rate 6262,09400
Open-End Adjustable Rate 43718,7225378,000
Open-End Fixed Rate 0000
TOTALS 68026,192,321593,382,774


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Code Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes