Standard Register Federal Credit Union

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A short history of Standard Register FCU

Since its inception in 1936 the Standard Register Federal Credit Union has been serving its members in the DAYTON, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mike Frankey, the Standard Register FCU has grown its membership to over 3,927 with assets of more than $39,589,849. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (937) 223-3333 or email them at geninfo@stdregfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DAYTON, OH.

General Information For Standard Register FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1380
Address PO BOX 1167 
City DAYTON 
State Ohio 
Zip-Code 45401
Phone Number (937) 223-3333
Fax Number (937) 223-6281
Email Address: geninfo@stdregfcu.org
CEO/President Mike Frankey
Members 3,927 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 39,589,849 
Website http://www.stdregfcu.org 

Compare Standard Register Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Dayton Firefighters CU Main Office 338 S Patterson Blvd 45402 (937) 228-1614 No 0.33
Code CU Dayton 355 W Monument Ave 45402 (937) 222-8971 No 0.47
Universal 1 CU Sugarcreek 6270 Wilmington Pike 45459 (937) 848-6050 No 1.43
Freedom First CU Main Office-Dayton 1645 Webster St 45404 (937) 223-2828 No 1.80
Wright-dunbar Area CU Coriinthian Branch 700 S James H McGee Blvd 45417 (937) 223-1101 No 1.85

Standard Register Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Standard Register Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.85 3.00 4.00 3.91 4.35
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 237 146 203 127 146
Rank Among All Ohio Credit Unions 37 36 43 23 23

Standard Register Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.09 0.05 0.12 1.08 1.27
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 118 143 132 157 123
Rank Among All Ohio Credit Unions 14 28 36 42 19
Standard Register Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.8501,3973,519,675
All Other Unsecured Loans/Lines of Credit 13.660103111,893
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0001111,830,676
Used Vehicle Loans 4.0007637,194,696
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.9101098,894,613
Total Other Real Estate Loans/Lines of Credit 4.350741,362,194
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.790199883,856
TOTAL LOANS & LEASES 2,75623,797,603

Standard Register Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 8511,73600
    b. 15 Years or less 855,850,94500
Balloon/Hybrid
    a. > 15 years 152,412,4473573,980
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 1119,48500

OTHER REAL ESTATE

Closed-End Fixed Rate 32705,87400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 42656,32000
Open-End Fixed Rate 0000
TOTALS 18310,256,8073573,980

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Standard Register Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes