Bourns Employees Federal Credit Union

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A short history of Bourns Employees FCU

Since its inception in 1966 the Bourns Employees Federal Credit Union has been serving its members in the RIVERSIDE, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Edward Casanova, the Bourns Employees FCU has grown its membership to over 4,141 with assets of more than $47,069,164. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (951) 781-5600 or email them at befcu@bourns.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RIVERSIDE, CA.

General Information For Bourns Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17415
Address 1200 COLUMBIA AVE 
City RIVERSIDE 
State California 
Zip-Code 92507
Phone Number (951) 781-5600
Fax Number (951) 781-5452
Email Address: befcu@bourns.com
CEO/President Edward Casanova
Members 4,141 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 47,069,164 
Website http://www.bournscu.coop 

Compare Bourns Employees Federal Credit Union To Other Local Credit Unions


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Zip Code
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ATM Access
Distance (Miles)
Printing Industries Credit Union CU Printing Industries Credit Union 4820 S Eastern Ave Ste L 92501 (323) 728-1866 No 3.12
Altura CU West Hemet Branch 16 320 S Sanderson Ave Ste B1-B3 92545 (951) 571-3200 No 3.31
Rafe CU CU*NORTHWEST SITE 4 609 W 21ST ST 57078 (866) 922-7646 No 4.59
Colton CU MAIN 466 N LA CADENA DR 92324 (909) 825-5442 No 6.89
Arrowhead Central CU Victorville 12748 Amargosa Rd 92402 (909) 379-6410 No 7.26

Bourns Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Bourns Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.50 2.31 2.46 3.79 3.97
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 64 62 47 107 97
Rank Among All California Credit Unions 5 25 26 36 21

Bourns Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.35 0.45 0.95 1.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 81 69 183 152
Rank Among All California Credit Unions 19 18 16 43 27
Bourns Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.5005882,312,554
All Other Unsecured Loans/Lines of Credit 8.370227909,217
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.310811,724,395
Used Vehicle Loans 2.4602212,717,705
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7909717,877,228
Total Other Real Estate Loans/Lines of Credit 3.970441,590,215
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.22032288,368
TOTAL LOANS & LEASES 1,29027,419,682

Bourns Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6314,199,4345721,887,200
    b. 15 Years or less 272,231,20692,822,900
Balloon/Hybrid
    a. > 15 years 2474,08800
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 4808,56700
Adjustable Rate > 1 yr 1163,93300

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 441,590,2158617,300
Open-End Fixed Rate 0000
TOTALS 14119,467,4437425,327,400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Bourns Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes