Arrowhead Central Credit Union

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A short history of Arrowhead Central CU

Since its inception in 1949 the Arrowhead Central Credit Union has been serving its members in the SAN BERNARDINO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Darin Woinarowicz, the Arrowhead Central CU has grown its membership to over 135,766 with assets of more than $1,148,253,177. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (909) 379-6500 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN BERNARDINO, CA.

General Information For Arrowhead Central CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60700
Address PO BOX 735, MAIL CODE #086 
State California 
Zip-Code 92402
Phone Number (909) 379-6500
Fax Number (909) 379-6277
Email Address:
CEO/President Darin Woinarowicz
Members 135,766 
Full-Time Employees 268 
Part-Time Employees 76 
Number of Branch Offices 11 
Total Assets 1,148,253,177 

Compare Arrowhead Central Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
1st Valley CU 1st Valley Credit Union 401 W 2nd St 92401 (909) 889-0838 No 1.41
Thinkwise CU Inland Valley FCU 9389 Cherry Ave 92335 (909) 822-1810 No 1.53
Valley Hills CU Branch 701 S Mount Vernon Ave 92410 (909) 384-4498 No 2.37
Colton CU MAIN 466 N LA CADENA DR 92324 (909) 825-5442 No 3.80
La Loma CU LOMA LINDA 26151 Mayberry St 92354 (909) 796-0206 No 6.42

Arrowhead Central Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Arrowhead Central Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.24 2.24 2.49 4.25 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 271 56 51 174 229
Rank Among All California Credit Unions 53 22 27 76 70

Arrowhead Central Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.30 0.30 1.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 97 302 107
Rank Among All California Credit Unions N/A 31 24 89 17
Arrowhead Central Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.2409,95028,444,974
All Other Unsecured Loans/Lines of Credit 9.90013,65062,818,024
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2404,13193,517,691
Used Vehicle Loans 2.49015,057199,304,413
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25019469,837,216
Total Other Real Estate Loans/Lines of Credit 5.0001,46748,179,573
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.0003,81833,234,985
TOTAL LOANS & LEASES 48,267535,336,876

Arrowhead Central Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 487,924,44600
    b. 15 Years or less 672,790,40600
    a. > 15 years 4523,503,36800
    b. 15 Years or less 3435,618,99648,495,823
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 86027,431,559441,464,269
Closed-End Adjustable Rate 2396,700,439270,000
Open-End Adjustable Rate 36814,047,575571,853,894
Open-End Fixed Rate 0000
TOTALS 1,661118,016,78910711,883,986


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 6248,0790
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Arrowhead Central Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes