Altura Credit Union

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A short history of Altura CU

Since its inception in 1957 the Altura Credit Union has been serving its members in the RIVERSIDE, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jennifer Binkley, the Altura CU has grown its membership to over 119,592 with assets of more than $1,279,216,159. They have a main office and 13 branch offices. Please see the credit unions website or contact them by phone at (877) 258-8721 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in RIVERSIDE, CA.

General Information For Altura CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62799
Address 2847 CAMPUS PKWY 
State California 
Zip-Code 92507
Phone Number (877) 258-8721
Fax Number () -
Email Address: none
CEO/President Jennifer Binkley
Members 119,592 
Full-Time Employees 317 
Part-Time Employees 59 
Number of Branch Offices 13 
Total Assets 1,279,216,159 

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Altura Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Altura Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.74 2.59 2.75 4.00 5.72
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 226 93 71 138 314
Rank Among All California Credit Unions 40 34 32 52 101

Altura Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.88 0.75 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 25 215 283
Rank Among All California Credit Unions N/A 38 4 56 89
Altura Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.74021,91438,713,127
All Other Unsecured Loans/Lines of Credit 7.9908,13338,082,239
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.59011,391274,581,537
Used Vehicle Loans 2.75016,425236,384,851
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000617150,208,530
Total Other Real Estate Loans/Lines of Credit 5.7201,69759,239,263
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.9904,65834,395,066
TOTAL LOANS & LEASES 64,835831,604,613

Altura Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 36569,363,8397014,128,350
    b. 15 Years or less 14014,194,869314,863,510
    a. > 15 years 4837,390,84256,923,150
    b. 15 Years or less 6429,258,9801749,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 92336,450,327602,891,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 77422,788,93614264,849
Open-End Fixed Rate 0000
TOTALS 2,314209,447,79318129,819,859


Interest Only & Payment Option 1st Mortgage Loans 12,506,4120
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Altura Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes