1st United Services Credit Union

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A short history of 1st United Services CU

Since its inception in 1932 the 1st United Services Credit Union has been serving its members in the Pleasanton, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Victor Quint, the 1st United Services CU has grown its membership to over 55,739 with assets of more than $995,774,709. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (800) 649-0193 or email them at administration@1stuscu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Pleasanton, CA.

General Information For 1st United Services CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63958
Address P.O. Box 11746 
City Pleasanton 
State California 
Zip-Code 94588
Phone Number (800) 649-0193
Fax Number (925) 598-4862
Email Address: administration@1stuscu.org
CEO/President Victor Quint
Members 55,739 
Full-Time Employees 123 
Part-Time Employees 20 
Number of Branch Offices
Total Assets 995,774,709 
Website http://www.1stUnitedcu.org 

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1st United Services Credit Union Financial Performance Charts


Performance Charts

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Financial Data


1st United Services Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.65 3.29 3.29 4.13 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 215 180 123 160 289
Rank Among All California Credit Unions 37 72 56 66 97

1st United Services Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 8.00 0.05 0.21 1.38 1.48
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 2 143 112 106 96
Rank Among All California Credit Unions 1 45 33 18 15
1st United Services Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.65016,86848,440,552
All Other Unsecured Loans/Lines of Credit 10.7602,72016,497,183
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.2906,731164,732,817
Used Vehicle Loans 3.29011,258195,224,330
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1301,061250,208,891
Total Other Real Estate Loans/Lines of Credit 5.5001,86374,411,644
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.9901031,005,484
TOTAL LOANS & LEASES 40,604750,520,901

1st United Services Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 814205,705,3734716,134,650
    b. 15 Years or less 18227,769,27282,405,000
Balloon/Hybrid
    a. > 15 years 228,256,9451609,061
    b. 15 Years or less 307,404,71600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 131,072,58500

OTHER REAL ESTATE

Closed-End Fixed Rate 51427,066,566805,220,800
Closed-End Adjustable Rate 8273,45500
Open-End Adjustable Rate 1,32446,834,928732,740,883
Open-End Fixed Rate 17236,69500
TOTALS 2,924324,620,53520927,110,394

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1717,698,5550
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

1st United Services Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes