Uncle Credit Union

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A short history of Uncle CU

Since its inception in 1957 the Uncle Credit Union has been serving its members in the LIVERMORE, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by HAROLD ROUNDTREE, the Uncle CU has grown its membership to over 23,078 with assets of more than $390,638,228. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (925) 447-5001 or email them at INFO@UNCLECU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LIVERMORE, CA.

General Information For Uncle CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64482
Address 2100 LAS POSITAS CT 
City LIVERMORE 
State California 
Zip-Code 94551
Phone Number (925) 447-5001
Fax Number (925) 447-8410
Email Address: INFO@UNCLECU.ORG
CEO/President HAROLD ROUNDTREE
Members 23,078 
Full-Time Employees 65 
Part-Time Employees 19 
Number of Branch Offices 5 
Total Assets 390,638,228 
Website http://WWW.UNCLECU.ORG 

Compare Uncle Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Operating Engineers Local Union #3 CU Rohnert Park Branch 6225 State Farm Dr Ste 102 94928 (707) 585-1552 No 4.74
1st United Services CU Fremont Central 2710 Mowry Ave 94588 (800) 649-0193 No 8.70
Safeamerica CU Tracy Branch 16900 W Schulte Rd 94588 (209) 832-4047 No 8.78
Patelco CU ROSEVILLE 5040 Foothills Blvd 95747 (916) 872-6400 No 8.92
Chabot CU CHABOT FCU 7080 DONLON WAY STE 100 94568 (925) 828-1320 No 10.42

Uncle Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Uncle Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.99 1.44 1.84 4.25 4.08
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 496 4 13 174 111
Rank Among All California Credit Unions 121 2 7 76 26

Uncle Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 0.25 0.45 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 105 274 291
Rank Among All California Credit Unions N/A 50 30 80 92
Uncle Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.9904,38610,706,119
All Other Unsecured Loans/Lines of Credit 9.9901,5247,853,884
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.4401,90038,166,762
Used Vehicle Loans 1.8401,99223,834,456
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250456164,071,267
Total Other Real Estate Loans/Lines of Credit 4.08088535,255,000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.340601943,683
TOTAL LOANS & LEASES 11,744280,831,171

Uncle Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 27993,658,8975621,499,255
    b. 15 Years or less 5910,430,3484621,750
Balloon/Hybrid
    a. > 15 years 3735,29800
    b. 15 Years or less 11559,246,724115,321,498
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 25990,62400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 86034,264,37617816,036,597
Open-End Fixed Rate 0000
TOTALS 1,341199,326,26724943,479,100

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1545,947,28414,009,800
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Uncle Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes