Patelco Credit Union

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A short history of Patelco CU

Since its inception in 1936 the Patelco Credit Union has been serving its members in the Pleasanton, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by ERIN MENDEZ, the Patelco CU has grown its membership to over 316,266 with assets of more than $5,856,818,575. They have a main office and 36 branch offices. Please see the credit unions website or contact them by phone at (800) 358-8228 or email them at PATELCO@PATELCO.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Pleasanton, CA.

General Information For Patelco CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68579
Address 5050 Hopyard Rd 
City Pleasanton 
State California 
Zip-Code 94588
Phone Number (800) 358-8228
Fax Number () -
Members 316,266 
Full-Time Employees 621 
Part-Time Employees 78 
Number of Branch Offices 36 
Total Assets 5,856,818,575 
Website http://WWW.PATELCO.ORG 

Compare Patelco Credit Union To Other Local Credit Unions

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Zip Code
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ATM Access
Distance (Miles)
Safeamerica CU Tracy Branch 16900 W Schulte Rd 94588 (209) 832-4047 No 0.43
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Patelco Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Patelco Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.46 2.86 2.97 3.74 4.68
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 199 129 89 101 193
Rank Among All California Credit Unions 34 49 40 32 55

Patelco Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.07 0.11 0.74 1.76 1.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 122 126 33 60 70
Rank Among All California Credit Unions 22 36 7 8 7
Patelco Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.46050,500183,039,461
All Other Unsecured Loans/Lines of Credit 10.92015,45762,373,985
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.86012,470302,254,400
Used Vehicle Loans 2.97043,779628,617,352
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7405,6652,374,553,915
Total Other Real Estate Loans/Lines of Credit 4.6805,539284,643,714
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.6702,720163,263,595
TOTAL LOANS & LEASES 136,1303,998,746,422

Patelco Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,5311,036,103,742448176,574,981
    b. 15 Years or less 1,119148,738,91210524,585,974
    a. > 15 years 1,001740,259,122109172,076,199
    b. 15 Years or less 957365,973,5987740,109,384
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1058,302,41500
Adjustable Rate > 1 yr 4725,176,12600


Closed-End Fixed Rate 94638,164,0741549,939,084
Closed-End Adjustable Rate 645,060,6937456,945
Open-End Adjustable Rate 4,529241,418,9472,64276,629,977
Open-End Fixed Rate 0000
TOTALS 11,2042,659,197,6293,542500,372,544


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 5,165223,703,29774,827,922
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Patelco Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes