Western Rockies Federal Credit Union

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A short history of Western Rockies FCU

Since its inception in 1936 the Western Rockies Federal Credit Union has been serving its members in the GRAND JUNCTION, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kristi Porter, the Western Rockies FCU has grown its membership to over 13,418 with assets of more than $123,764,694. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (970) 243-2434 or email them at WWW.MEMBERSERVICES@WESTERNROCKIESFCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GRAND JUNCTION, CO.

General Information For Western Rockies FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1608
Address 2302 NORTH AVE 
City GRAND JUNCTION 
State Colorado 
Zip-Code 81501
Phone Number (970) 243-2434
Fax Number (970) 243-5911
Email Address: WWW.MEMBERSERVICES@WESTERNROCKIESFCU.ORG
CEO/President Kristi Porter
Members 13,418 
Full-Time Employees 42 
Part-Time Employees
Number of Branch Offices
Total Assets 123,764,694 
Website http://www.westernrockiesfcu.org 

Compare Western Rockies Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Grand Junction CU grand junction fcu 910 main st 81501 (970) 243-1370 No 0.29
Rio Grande CU Rio Grande FCU 760 Rood Ave 81501 (970) 243-7330 No 0.40
Coloramo CU Orchard Mesa 2706 Highway 50 81501 (970) 243-7280 No 1.24
Junction Bell CU Main office 504 Court Rd 81501 (970) 242-3100 No 1.26

Western Rockies Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Western Rockies Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 4.97 4.97 3.91 5.51
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 394 321 127 290
Rank Among All Colorado Credit Unions 14 52 32 9 27

Western Rockies Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.03 0.05 0.55 0.69
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 148 142 251 200
Rank Among All Colorado Credit Unions 8 17 21 28 24
Western Rockies Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0005,7065,426,968
All Other Unsecured Loans/Lines of Credit 12.9102,38610,748,483
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.9701403,618,301
Used Vehicle Loans 4.9702,09524,790,289
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.91021518,295,789
Total Other Real Estate Loans/Lines of Credit 5.5101503,072,029
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.0202633,570,122
TOTAL LOANS & LEASES 10,95569,521,981

Western Rockies Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 547,585,904193,063,240
    b. 15 Years or less 16110,709,885141,170,790
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 6129,927298,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1442,942,10212271,098
Open-End Fixed Rate 0000
TOTALS 36521,367,818474,603,628

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Western Rockies Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes