Rio Grande Federal Credit Union

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A short history of Rio Grande FCU

Since its inception in 1940 the Rio Grande Federal Credit Union has been serving its members in the GRAND JUNCTION, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Valarie Neumeier, the Rio Grande FCU has grown its membership to over 4,690 with assets of more than $54,560,264. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (970) 243-7330 or email them at julie@riograndefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GRAND JUNCTION, CO.

General Information For Rio Grande FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3963
Address 760 ROOD AVE 
City GRAND JUNCTION 
State Colorado 
Zip-Code 81501
Phone Number (970) 243-7330
Fax Number (970) 242-9319
Email Address: julie@riograndefcu.org
CEO/President Valarie Neumeier
Members 4,690 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 54,560,264 
Website http://www.riograndefcu.org 

Compare Rio Grande Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Grand Junction CU grand junction fcu 910 main st 81501 (970) 243-1370 No 0.29
Western Rockies CU Fruita 577 Kokopelli Blvd 81501 (970) 858-7422 No 0.95
Coloramo CU Orchard Mesa 2706 Highway 50 81501 (970) 243-7280 No 1.24
Junction Bell CU Main office 504 Court Rd 81501 (970) 242-3100 No 1.26

Rio Grande Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Rio Grande Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.64 3.88 5.20 4.69 5.57
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 311 260 349 230 297
Rank Among All Colorado Credit Unions 19 34 36 35 28

Rio Grande Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.49 0.43
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 268 238
Rank Among All Colorado Credit Unions N/A 7 N/A 31 31
Rio Grande Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.640376643,000
All Other Unsecured Loans/Lines of Credit 13.140244260,108
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.880571,180,151
Used Vehicle Loans 5.2007296,752,149
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.690625,989,983
Total Other Real Estate Loans/Lines of Credit 5.57010380,571
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0001862,704,718
TOTAL LOANS & LEASES 1,66417,910,680

Rio Grande Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 326,816115,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 544,653,2204377,100
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 51,309,94700

OTHER REAL ESTATE

Closed-End Fixed Rate 5157,263265,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 5223,3082118,207
Open-End Fixed Rate 0000
TOTALS 726,370,5549575,307

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rio Grande Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes