Grand Junction Federal Credit Union

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A short history of Grand Junction FCU

Since its inception in 1957 the Grand Junction Federal Credit Union has been serving its members in the GRAND JUNCTION, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by jeff cyriacks, the Grand Junction FCU has grown its membership to over 4,582 with assets of more than $59,243,118. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (970) 243-1370 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in GRAND JUNCTION, CO.

General Information For Grand Junction FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11718
Address 910 MAIN ST 
City GRAND JUNCTION 
State Colorado 
Zip-Code 81501
Phone Number (970) 243-1370
Fax Number (970) 241-3010
Email Address: none
CEO/President jeff cyriacks
Members 4,582 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 59,243,118 
Website http://www.grandjunctionfcu.org 

Compare Grand Junction Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Rio Grande CU Rio Grande FCU 760 Rood Ave 81501 (970) 243-7330 No 0.40
Western Rockies CU Fruita 577 Kokopelli Blvd 81501 (970) 858-7422 No 0.95
Coloramo CU Orchard Mesa 2706 Highway 50 81501 (970) 243-7280 No 1.24
Junction Bell CU Main office 504 Court Rd 81501 (970) 242-3100 No 1.26

Grand Junction Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Grand Junction Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.75 2.99 3.99 4.75 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 227 145 202 238 260
Rank Among All Colorado Credit Unions 11 13 18 36 25

Grand Junction Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.30 0.65 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 97 234 266
Rank Among All Colorado Credit Unions N/A 5 10 25 36
Grand Junction Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.750467832,136
All Other Unsecured Loans/Lines of Credit 9.0007472,219,952
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901132,191,702
Used Vehicle Loans 3.9901,35510,418,830
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.75011313,250,780
Total Other Real Estate Loans/Lines of Credit 5.250381,509,168
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0005306,803,536
TOTAL LOANS & LEASES 3,36337,226,104

Grand Junction Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 6124,284120,500
Balloon/Hybrid
    a. > 15 years 516,101,72481,199,535
    b. 15 Years or less 567,024,77251,363,375
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 361,488,1675200,857
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 221,00100
TOTALS 15114,759,948192,784,267

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Grand Junction Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes