Coloramo Federal Credit Union

  • +1

A short history of Coloramo FCU

Since its inception in 1953 the Coloramo Federal Credit Union has been serving its members in the Grand Junction, Colorado area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mike Moyes, the Coloramo FCU has grown its membership to over 9,431 with assets of more than $93,826,821. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (970) 243-7280 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Grand Junction, CO.

General Information For Coloramo FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8725
Address 516 28 Road 
City Grand Junction 
State Colorado 
Zip-Code 81501
Phone Number (970) 243-7280
Fax Number (970) 242-6506
Email Address:
CEO/President Mike Moyes
Members 9,431 
Full-Time Employees 35 
Part-Time Employees
Number of Branch Offices
Total Assets 93,826,821 

Compare Coloramo Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Grand Junction CU grand junction fcu 910 main st 81501 (970) 243-1370 No 0.29
Rio Grande CU Rio Grande FCU 760 Rood Ave 81501 (970) 243-7330 No 0.40
Western Rockies CU Fruita 577 Kokopelli Blvd 81501 (970) 858-7422 No 0.95
Junction Bell CU Main office 504 Court Rd 81501 (970) 242-3100 No 1.26

Coloramo Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Coloramo Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 3.44 5.73 4.12 6.40
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 201 413 158 381
Rank Among All Colorado Credit Unions 34 22 44 17 37

Coloramo Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.05 0.17 0.35 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 143 122 293 250
Rank Among All Colorado Credit Unions 8 16 16 36 33
Coloramo Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.900735662,359
All Other Unsecured Loans/Lines of Credit 11.750296191,646
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4401082,376,881
Used Vehicle Loans 5.7302,30624,763,780
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.120896,812,512
Total Other Real Estate Loans/Lines of Credit 6.400621,578,634
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 15.9002832,840,693
TOTAL LOANS & LEASES 3,87939,226,505

Coloramo Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 242,685,2863440,000
    b. 15 Years or less 613,876,3676847,080
    a. > 15 years 0000
    b. 15 Years or less 143,09600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 3207,76300
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 6123,877152,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 561,454,757569,400
Open-End Fixed Rate 0000
TOTALS 1518,391,146151,408,480


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Coloramo Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes