Washington State Employees Credit Union

Social
  • +1

A short history of Washington State Employees CU

Since its inception in 1957 the Washington State Employees Credit Union has been serving its members in the OLYMPIA, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kevin Foster-Keddie, the Washington State Employees CU has grown its membership to over 259,362 with assets of more than $2,680,291,372. They have a main office and 20 branch offices. Please see the credit unions website or contact them by phone at (800) 562-0999 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OLYMPIA, WA.

General Information For Washington State Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60042
Address PO BOX WSECU 
City OLYMPIA 
State Washington 
Zip-Code 98507
Phone Number (800) 562-0999
Fax Number () -
Email Address: none
CEO/President Kevin Foster-Keddie
Members 259,362 
Full-Time Employees 549 
Part-Time Employees 62 
Number of Branch Offices 20 
Total Assets 2,680,291,372 
Website https://wsecu.org 

Compare Washington State Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Olympia CU Olympia 202 9th Ave SE 98507 (360) 754-5559 No 0.19
Evergreendirect CU EvergreenDIRECT CU 1018 Union Ave SE 98501 (360) 943-7676 No 0.57
Generations CU Main Office 929 Eastside St SE 98507 (360) 357-5660 No 0.59
Wcla CU Main Branch 2419 Pacific Ave SE 98507 (360) 352-5033 No 1.61
O Bee CU TUMWATER 3900 CLEVELAND AVE SE 98501 (360) 943-0757 No 1.85

Washington State Employees Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Washington State Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.91 4.60 5.46 3.04 5.41
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 333 352 380 30 279
Rank Among All Washington Credit Unions 34 46 44 2 28

Washington State Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.10 0.45 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 134 274 283
Rank Among All Washington Credit Unions N/A 15 23 31 36
Washington State Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.91063,170178,020,537
All Other Unsecured Loans/Lines of Credit 13.95034,640107,204,672
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 2.310243755,559
New Vehicle Loans 4.60010,704270,135,656
Used Vehicle Loans 5.46041,242503,191,883
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.0403,042533,357,078
Total Other Real Estate Loans/Lines of Credit 5.4105,202145,327,389
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.15013,018316,367,728
TOTAL LOANS & LEASES 171,2612,054,360,502

Washington State Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 533105,552,69722660,020,014
    b. 15 Years or less 1,397153,643,8718314,927,550
Balloon/Hybrid
    a. > 15 years 001225,300
    b. 15 Years or less 375,342,8353590,400
Other Fixed Rate 61,081,08500
Adjustable Rate 1 yr or less 71342,982,942791,400,151
Adjustable Rate > 1 yr 356224,753,6485424,366,921

OTHER REAL ESTATE

Closed-End Fixed Rate 1,99173,306,2651567,950,250
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3,21172,021,1242115,637,895
Open-End Fixed Rate 0000
TOTALS 8,244678,684,467813115,118,481

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 1315,0000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Washington State Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes