Olympia Credit Union

A short history of Olympia CU

Since its inception in 1965 the Olympia Credit Union has been serving its members in the Olympia, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tammy Doles-Roberts, the Olympia CU has grown its membership to over 3,619 with assets of more than $37,409,077. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (360) 754-5559 or email them at info@olycu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Olympia, WA.

General Information For Olympia CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Olympia Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Washington State Employees CU	WSECU~TUMWATER TROSPER	575 Trosper Rd SW Ste 104	98507	(800) 562-0999	No	0.11
Evergreendirect CU	EvergreenDIRECT CU	1018 Union Ave SE	98501	(360) 943-7676	No	0.57
Generations CU	Main Office	929 Eastside St SE	98507	(360) 357-5660	No	0.59
Wcla CU	Main Branch	2419 Pacific Ave SE	98507	(360) 352-5033	No	1.61
O Bee CU	TUMWATER	3900 CLEVELAND AVE SE	98501	(360) 943-0757	No	1.85

Olympia Credit Union Financial Performance Charts

Financial Data

Olympia Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	11.99	2.99	2.99	2.88	5.00
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	410	145	91	18	229
Rank Among All Washington Credit Unions	49	15	9	1	23

Olympia Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.05	0.30	0.65	0.50
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	143	97	234	227
Rank Among All Washington Credit Unions	N/A	18	10	24	19

Olympia Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	11.990	573	925,804
All Other Unsecured Loans/Lines of Credit	11.500	200	796,324
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	2.990	65	1,573,859
Used Vehicle Loans	2.990	7,523	14,641,925
Total 1st Mortgage Real Estate Loans/Lines of Credit	2.880	42	4,942,978
Total Other Real Estate Loans/Lines of Credit	5.000	59	2,179,955
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	3.050	139	3,198,321
TOTAL LOANS & LEASES		8,601	28,259,166

Olympia Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	30	3,929,600	5	922,500
Balloon/Hybrid
a. > 15 years	12	1,013,378	0	0
b. 15 Years or less	0	0	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	21	536,493	6	257,200
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	38	1,643,462	12	413,926
Open-End Fixed Rate	0	0	0	0
TOTALS	101	7,122,933	23	1,593,626

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Olympia Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes