Generations Credit Union

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A short history of Generations CU

Since its inception in 1939 the Generations Credit Union has been serving its members in the OLYMPIA, Washington area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bill Paulen, the Generations CU has grown its membership to over 4,267 with assets of more than $32,561,675. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (360) 357-5660 or email them at mail@generationscreditunion.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OLYMPIA, WA.

General Information For Generations CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68220
Address PO BOX 2526 
City OLYMPIA 
State Washington 
Zip-Code 98507
Phone Number (360) 357-5660
Fax Number (360) 357-8456
Email Address: mail@generationscreditunion.com
CEO/President Bill Paulen
Members 4,267 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 32,561,675 
Website http://generationscreditunion.com 

Compare Generations Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Washington State Employees CU WSECU~TUMWATER TROSPER 575 Trosper Rd SW Ste 104 98507 (800) 562-0999 No 0.11
Olympia CU Olympia 202 9th Ave SE 98507 (360) 754-5559 No 0.19
Evergreendirect CU EvergreenDIRECT CU 1018 Union Ave SE 98501 (360) 943-7676 No 0.57
Wcla CU Main Branch 2419 Pacific Ave SE 98507 (360) 352-5033 No 1.61
O Bee CU TUMWATER 3900 CLEVELAND AVE SE 98501 (360) 943-0757 No 1.85

Generations Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Generations Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.20 4.64 5.14 3.39 8.45
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 419 357 342 60 491
Rank Among All Washington Credit Unions 51 47 40 6 46

Generations Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.15 0.30 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 124 302 266
Rank Among All Washington Credit Unions 15 18 19 38 31
Generations Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.2006991,163,992
All Other Unsecured Loans/Lines of Credit 10.490100281,949
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.6401031,020,136
Used Vehicle Loans 5.1402452,087,154
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.390445,387,527
Total Other Real Estate Loans/Lines of Credit 8.45023427,566
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7401,24714,446,276
TOTAL LOANS & LEASES 2,46124,814,600

Generations Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 261,638,82500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 183,748,70200

OTHER REAL ESTATE

Closed-End Fixed Rate 23427,56600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 675,815,09300

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Generations Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes