Voyage Federal Credit Union

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A short history of Voyage FCU

Since its inception in 1939 the Voyage Federal Credit Union has been serving its members in the Sioux Falls, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Darla Erb, the Voyage FCU has grown its membership to over 10,671 with assets of more than $89,853,945. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (605) 338-2533 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Sioux Falls, SD.

General Information For Voyage FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3458
Address PO Box 88538 
City Sioux Falls 
State South Dakota 
Zip-Code 57105
Phone Number (605) 338-2533
Fax Number (605) 338-2363
Email Address:
CEO/President Darla Erb
Members 10,671 
Full-Time Employees 25 
Part-Time Employees
Number of Branch Offices
Total Assets 89,853,945 

Compare Voyage Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sioux Falls CU Meadows 2517 S Louise Ave 57106 (605) 334-2471 No 1.60
Sioux Empire CU Southwest Branch 5010 S Solberg Ave 57109 (605) 367-7070 No 2.78
Good Samaritan CU GOOD SAMARITAN FCU 4800 W 57th ST 57108 (800) 488-4584 No 3.05
Service First CU Service First Federal Credit Union 3901 E 10th St 57103 (605) 336-1047 No 3.24
First Century CU First Century FCU 1512 E Benson Rd 57118 (605) 335-1070 No 4.72

Voyage Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Voyage Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.88 3.01 5.11 4.07 5.27
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 405 147 338 150 262
Rank Among All South Dakota Credit Unions 14 12 22 10 16

Voyage Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.15 1.07 0.48
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 124 158 230
Rank Among All South Dakota Credit Unions 5 11 9 7 14
Voyage Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.8801,5224,302,532
All Other Unsecured Loans/Lines of Credit 14.150754969,862
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0101853,808,892
Used Vehicle Loans 5.1102,56124,561,929
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.07024625,755,103
Total Other Real Estate Loans/Lines of Credit 5.2701794,480,731
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.5804815,734,807
TOTAL LOANS & LEASES 5,92869,613,856

Voyage Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 1408,065,697131,297,229
    a. > 15 years 243,794,8461104,800
    b. 15 Years or less 386,014,8062610,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1205,89300
Adjustable Rate > 1 yr 437,673,861142,262,255


Closed-End Fixed Rate 1082,036,3598158,949
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 712,444,37210732,195
Open-End Fixed Rate 0000
TOTALS 42530,235,834485,165,428


Interest Only & Payment Option 1st Mortgage Loans 1205,8931,784,975
Interest Only & Payment Option Other RE/LOC Loans 602,444,3724,990,990
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Voyage Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes