Service First Federal Credit Union

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A short history of Service First FCU

Since its inception in 1934 the Service First Federal Credit Union has been serving its members in the SIOUX FALLS, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Travis Kasten, the Service First FCU has grown its membership to over 16,959 with assets of more than $156,549,753. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (605) 336-1047 or email them at info@servicefirstfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SIOUX FALLS, SD.

General Information For Service First FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 77
Address 3901 EAST 10TH STREET 
City SIOUX FALLS 
State South Dakota 
Zip-Code 57103
Phone Number (605) 336-1047
Fax Number (605) 336-6529
Email Address: info@servicefirstfcu.org
CEO/President Travis Kasten
Members 16,959 
Full-Time Employees 61 
Part-Time Employees
Number of Branch Offices
Total Assets 156,549,753 
Website http://www.servicefirstfcu.org 

Compare Service First Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sioux Falls CU Meadows 2517 S Louise Ave 57106 (605) 334-2471 No 1.15
First Century CU First Century FCU 1512 E Benson Rd 57118 (605) 335-1070 No 3.09
Voyage CU Dawley Farm Branch 5800 E 18th St Ste 101 57109 (605) 338-2533 No 4.00
Sioux Empire CU Southwest Branch 5010 S Solberg Ave 57109 (605) 367-7070 No 5.29
Good Samaritan CU GOOD SAMARITAN FCU 4800 W 57th ST 57108 (800) 488-4584 No 5.55

Service First Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Service First Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.03 4.31 4.50 6.29
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 285 240 205 372
Rank Among All South Dakota Credit Unions N/A 24 13 12 26

Service First Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.32 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 299 266
Rank Among All South Dakota Credit Unions N/A 14 10 24 19
Service First Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.2401,1192,263,538
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.03063915,119,938
Used Vehicle Loans 4.3105,05563,295,656
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50018120,969,165
Total Other Real Estate Loans/Lines of Credit 6.2902695,967,188
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.6505174,615,884
TOTAL LOANS & LEASES 7,780112,231,369

Service First Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 223,408,43400
    b. 15 Years or less 967,957,2455958,163
Balloon/Hybrid
    a. > 15 years 8885,78400
    b. 15 Years or less 283,674,5257946,031
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 275,043,17761,763,268

OTHER REAL ESTATE

Closed-End Fixed Rate 631,376,66514528,600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2064,590,523822,125,964
Open-End Fixed Rate 0000
TOTALS 45026,936,3531146,322,026

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 91,190,679946,031
Interest Only & Payment Option Other RE/LOC Loans 24976,995356,375
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Service First Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes