Sioux Empire Federal Credit Union

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A short history of Sioux Empire FCU

Since its inception in 1938 the Sioux Empire Federal Credit Union has been serving its members in the Sioux Falls, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeffrey Jorgensen, the Sioux Empire FCU has grown its membership to over 9,742 with assets of more than $105,903,860. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (605) 367-7070 or email them at siouxempirefcu@memberreach.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Sioux Falls, SD.

General Information For Sioux Empire FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2874
Address PO Box 90240 
City Sioux Falls 
State South Dakota 
Zip-Code 57109
Phone Number (605) 367-7070
Fax Number (605) 367-4344
Email Address: siouxempirefcu@memberreach.com
CEO/President Jeffrey Jorgensen
Members 9,742 
Full-Time Employees 57 
Part-Time Employees
Number of Branch Offices
Total Assets 105,903,860 
Website http://www.siouxempirefcu.org 

Compare Sioux Empire Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sioux Falls CU Meadows 2517 S Louise Ave 57106 (605) 334-2471 No 1.02
Service First CU Service First Federal Credit Union 3901 E 10th St 57103 (605) 336-1047 No 1.17
First Century CU First Century FCU 1512 E Benson Rd 57118 (605) 335-1070 No 2.59
Voyage CU Dawley Farm Branch 5800 E 18th St Ste 101 57109 (605) 338-2533 No 4.04
Good Samaritan CU GOOD SAMARITAN FCU 4800 W 57th ST 57108 (800) 488-4584 No 5.55

Sioux Empire Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Sioux Empire Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.25 4.00 4.00 4.50 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 54 282 203 205 74
Rank Among All South Dakota Credit Unions 2 23 11 12 2

Sioux Empire Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.10 0.30 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 134 302 259
Rank Among All South Dakota Credit Unions N/A 11 10 25 18
Sioux Empire Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.2502,4744,439,559
All Other Unsecured Loans/Lines of Credit 9.0001,0953,728,684
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.0003145,482,605
Used Vehicle Loans 4.0002,19524,364,428
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500846,823,647
Total Other Real Estate Loans/Lines of Credit 3.7503039,941,404
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0004857,409,284
TOTAL LOANS & LEASES 6,95062,189,611

Sioux Empire Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 182,458,60515926,845,738
    b. 15 Years or less 261,459,240233,153,400
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 251,857,5872385,619
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 151,048,2152322,405
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1174,889,272161,214,025
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1865,052,13221529,260
Open-End Fixed Rate 0000
TOTALS 38716,765,05122332,450,447

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sioux Empire Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes