First Century Federal Credit Union

A short history of First Century FCU

Since its inception in 1935 the First Century Federal Credit Union has been serving its members in the Sioux Falls, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jayson Meyer Sr., the First Century FCU has grown its membership to over 1,556 with assets of more than $20,082,246. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (605) 335-1070 or email them at cag15@qwest.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Sioux Falls, SD.

General Information For First Century FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare First Century Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Sioux Falls CU	Meadows	2517 S Louise Ave	57106	(605) 334-2471	No	1.02
Service First CU	Service First Federal Credit Union	3901 E 10th St	57103	(605) 336-1047	No	1.17
Voyage CU	Dawley Farm Branch	5800 E 18th St Ste 101	57109	(605) 338-2533	No	4.04
Sioux Empire CU	Southwest Branch	5010 S Solberg Ave	57109	(605) 367-7070	No	5.31
Good Samaritan CU	GOOD SAMARITAN FCU	4800 W 57th ST	57108	(800) 488-4584	No	5.55

First Century Federal Credit Union Financial Performance Charts

Financial Data

First Century Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	13.90	4.77	6.23	5.22	4.60
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	493	371	466	293	182
Rank Among All South Dakota Credit Unions	17	30	32	19	7

First Century Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.10	0.36	0.93	0.10
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	129	88	185	283
Rank Among All South Dakota Credit Unions	N/A	11	1	10	20

First Century Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	13.900	155	115,050
All Other Unsecured Loans/Lines of Credit	11.530	29	152,155
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.770	13	253,886
Used Vehicle Loans	6.230	212	2,202,706
Total 1st Mortgage Real Estate Loans/Lines of Credit	5.220	42	3,624,502
Total Other Real Estate Loans/Lines of Credit	4.600	8	213,856
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.570	244	5,343,195
TOTAL LOANS & LEASES		703	11,905,350

First Century Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	1	54,110	0	0
b. 15 Years or less	23	1,411,322	0	0
Balloon/Hybrid
a. > 15 years	14	1,809,029	1	35,000
b. 15 Years or less	4	350,041	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	8	213,856	1	50,000
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	50	3,838,358	2	85,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

First Century Federal Credit Union Member Offerings

First Time Homebuyer Program	No
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	No
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes