Vermont State Employees Credit Union

Social
  • +1

A short history of Vermont State Employees CU

Since its inception in 1947 the Vermont State Employees Credit Union has been serving its members in the Montpelier, Vermont area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Miller, the Vermont State Employees CU has grown its membership to over 62,504 with assets of more than $719,244,177. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (802) 371-5162 or email them at info@vsecu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Montpelier, VT.

General Information For Vermont State Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60717
Address PO Box 67 
City Montpelier 
State Vermont 
Zip-Code 05601
Phone Number (802) 371-5162
Fax Number (802) 223-0267
Email Address: info@vsecu.com
CEO/President Robert Miller
Members 62,504 
Full-Time Employees 169 
Part-Time Employees
Number of Branch Offices 10 
Total Assets 719,244,177 
Website http://www.vsecu.com 

Compare Vermont State Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Central Vermont Medical Center,inc. CU Central Vermont Medical Center Inc., Credit Union 130 Fisher Rd 05641 (802) 371-4211 No 2.84
Granite Hills CU Granite Hills Vital Records 328 N Main St 05641 (802) 522-5000 No 5.35
Members Advantage Community CU South Burlington 50 White St 05403 (802) 862-8184 No 6.51
White River CU Main Office 96 N Main St 05767 (802) 767-3333 No 28.99
New England CU Water Tower Hill 150 Watertower Cir 05767 (802) 879-8790 No 29.83

Vermont State Employees Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Vermont State Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.50 3.50 2.95 4.00 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 64 209 88 138 74
Rank Among All Vermont Credit Unions 4 6 5 3 2

Vermont State Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 1.00 0.20 1.10 1.03
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 36 114 152 154
Rank Among All Vermont Credit Unions 5 2 9 8 7
Vermont State Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.5009,47919,254,264
All Other Unsecured Loans/Lines of Credit 9.9005,30328,778,919
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.50084613,069,263
Used Vehicle Loans 2.9507,40970,662,320
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0003,108361,052,060
Total Other Real Estate Loans/Lines of Credit 3.7502,02947,639,966
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.5002,65256,435,983
TOTAL LOANS & LEASES 30,826596,892,775

Vermont State Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 881135,931,10316029,268,770
    b. 15 Years or less 1,09964,680,56713515,148,936
Balloon/Hybrid
    a. > 15 years 32644,016,075131,808,910
    b. 15 Years or less 47186,243,7685012,871,676
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 33130,180,547221,897,400
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 56612,617,807993,384,724
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,46335,022,159703,967,175
Open-End Fixed Rate 0000
TOTALS 5,137408,692,02654968,347,591

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Vermont State Employees Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes