White River Credit Union

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A short history of White River CU

Since its inception in 1947 the White River Credit Union has been serving its members in the Rochester, Vermont area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Wanda Dunham, the White River CU has grown its membership to over 4,483 with assets of more than $37,811,122. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (802) 767-3333 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Rochester, VT.

General Information For White River CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64421
Address PO Box 419 
City Rochester 
State Vermont 
Zip-Code 05767
Phone Number (802) 767-3333
Fax Number (802) 767-3046
Email Address: none
CEO/President Wanda Dunham
Members 4,483 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 37,811,122 
Website http://www.whitercu.com 

Compare White River Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Credit Union Of Vermont CU Sole Location 2 S Main St 05701 (802) 773-0027 No 18.91
Heritage Family CU Student Branch Office 22 Stratton Rd 05701 (802) 747-2361 No 19.63
Members Advantage Community CU South Burlington 50 White St 05403 (802) 862-8184 No 27.91
Central Vermont Medical Center,inc. CU Central Vermont Medical Center Inc., Credit Union 130 Fisher Rd 05641 (802) 371-4211 No 28.23
Granite Hills CU Granite Hills Vital Records 328 N Main St 05641 (802) 522-5000 No 28.65

White River Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

White River Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 4.32 4.13 4.54 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 320 217 209 200
Rank Among All Vermont Credit Unions 7 10 10 7 6

White River Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.30 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 302 271
Rank Among All Vermont Credit Unions N/A 8 10 16 15
White River Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.900454854,182
All Other Unsecured Loans/Lines of Credit 11.6804381,288,608
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.3201192,204,294
Used Vehicle Loans 4.1306826,158,887
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.54019310,511,253
Total Other Real Estate Loans/Lines of Credit 4.750902,432,963
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.240102731,730
TOTAL LOANS & LEASES 2,07824,181,917

White River Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 131,394,15900
    b. 15 Years or less 5336,59800
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 863,798,19819658,450
Adjustable Rate 1 yr or less 894,982,2982119,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 45908,9867109,000
Closed-End Adjustable Rate 15379,97800
Open-End Adjustable Rate 301,143,999219,000
Open-End Fixed Rate 0000
TOTALS 28312,944,21630905,450


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

White River Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes