Members Advantage Community Credit Union

Social
  • +1

A short history of Members Advantage Community CU

Since its inception in 1953 the Members Advantage Community Credit Union has been serving its members in the Barre, Vermont area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sean Gammon, the Members Advantage Community CU has grown its membership to over 15,813 with assets of more than $133,631,917. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (802) 479-9411 or email them at maccu@maccu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Barre, VT.

General Information For Members Advantage Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62983
Address PO Box 745 
City Barre 
State Vermont 
Zip-Code 05641
Phone Number (802) 479-9411
Fax Number (802) 479-3533
Email Address: maccu@maccu.org
CEO/President Sean Gammon
Members 15,813 
Full-Time Employees 32 
Part-Time Employees 15 
Number of Branch Offices
Total Assets 133,631,917 
Website http://www.maccu.org 

Compare Members Advantage Community Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Granite Hills CU Granite Hills Vital Records 328 N Main St 05641 (802) 522-5000 No 3.12
Central Vermont Medical Center,inc. CU Central Vermont Medical Center Inc., Credit Union 130 Fisher Rd 05641 (802) 371-4211 No 6.19
Vermont State Employees CU St. Johnsbury Branch Office 1036 Memorial Dr 05601 (802) 371-5162 No 8.65
White River CU Main Office 96 N Main St 05767 (802) 767-3333 No 27.89
Northern Lights CU Main Office 1004 Memorial Dr 05819 (802) 748-2288 No 28.03

Members Advantage Community Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Members Advantage Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 3.50 3.50 4.25 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 209 147 174 168
Rank Among All Vermont Credit Unions 7 6 8 5 5

Members Advantage Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.35 0.50 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 89 263 192
Rank Among All Vermont Credit Unions N/A 6 6 13 9
Members Advantage Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9002,9502,642,368
All Other Unsecured Loans/Lines of Credit 11.0001,9246,143,575
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.5002264,497,648
Used Vehicle Loans 3.5001,67814,593,461
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25030319,057,808
Total Other Real Estate Loans/Lines of Credit 4.5002567,587,020
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.2504294,996,762
TOTAL LOANS & LEASES 7,76659,518,642

Members Advantage Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 383,099,62000
    b. 15 Years or less 1617,390,7987638,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1048,567,390162621,437
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1203,165,95110286,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1364,421,069190599,139
Open-End Fixed Rate 0000
TOTALS 55926,644,8283692,145,076

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Members Advantage Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes