Utilities Employees Credit Union

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A short history of Utilities Employees CU

Since its inception in 1934 the Utilities Employees Credit Union has been serving its members in the Reading, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Patricia Zyma, the Utilities Employees CU has grown its membership to over 45,132 with assets of more than $1,180,053,404. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (610) 927-4000 or email them at Advantages@uecu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Reading, PA.

General Information For Utilities Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64896
Address P.O. Box 14864 
City Reading 
State Pennsylvania 
Zip-Code 19612
Phone Number (610) 927-4000
Fax Number (610) 927-4089
Email Address: Advantages@uecu.org
CEO/President Patricia Zyma
Members 45,132 
Full-Time Employees 87 
Part-Time Employees
Number of Branch Offices
Total Assets 1,180,053,404 
Website http://www.uecu.org 

Compare Utilities Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pagoda CU Reading Office 833 Washington St 19601 (610) 373-3840 No 0.36
Riverfront CU Riverfront FCU St Joseph Medical Center 19605 (610) 374-8351 No 0.53
Bellco CU Bellco FCU 609 Spring St 19610 (610) 373-5192 No 1.97
Reading Berks School Employees CU reading berks school emp cu 2120 hampden blvd 19612 (610) 921-1003 No 2.56
Clearchoice CU ClearChoice FCU 1981 State Hill Rd 19610 (610) 376-0605 No 2.60

Utilities Employees Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Utilities Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 2.24 2.49 3.86 3.24
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 56 51 117 37
Rank Among All Pennsylvania Credit Unions 22 15 11 29 12

Utilities Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 1.00 0.40 1.00 2.13 1.09
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 36 75 20 31 147
Rank Among All Pennsylvania Credit Unions 2 21 2 5 26
Utilities Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.99012,28221,517,509
All Other Unsecured Loans/Lines of Credit 7.2402,65917,255,607
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.75051726,126
New Vehicle Loans 2.24087614,206,962
Used Vehicle Loans 2.4902,58931,861,489
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8601,880138,434,865
Total Other Real Estate Loans/Lines of Credit 3.2402,25161,413,833
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.2403602,633,155
TOTAL LOANS & LEASES 22,948288,049,546

Utilities Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 40851,630,4577313,016,727
    b. 15 Years or less 96959,791,12610410,621,499
    a. > 15 years 7916,456,7671166,000
    b. 15 Years or less 1134,67700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 4219,604,6961372,765,331
Adjustable Rate > 1 yr 2817,14200


Closed-End Fixed Rate 1,00943,159,4821377,223,624
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,24218,254,3516047,100,124
Open-End Fixed Rate 0000
TOTALS 4,131199,848,6981,05640,893,305


Interest Only & Payment Option 1st Mortgage Loans 1357,998,4081,458,429
Interest Only & Payment Option Other RE/LOC Loans 1013,364,838438,577
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Utilities Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes