Clearchoice Federal Credit Union

  • +1

A short history of Clearchoice FCU

Since its inception in 1957 the Clearchoice Federal Credit Union has been serving its members in the Wyomissing, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Louise Lingenfelser, the Clearchoice FCU has grown its membership to over 2,272 with assets of more than $16,048,466. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (610) 376-0605 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wyomissing, PA.

General Information For Clearchoice FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12020
Address 1981 State Hill Rd 
City Wyomissing 
State Pennsylvania 
Zip-Code 19610
Phone Number (610) 376-0605
Fax Number (610) 374-3722
Email Address:
CEO/President Louise Lingenfelser
Members 2,272 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 16,048,466 

Compare Clearchoice Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bellco CU Bellco FCU 609 Spring St 19610 (610) 373-5192 No 0.97
Utilities Employees CU Utilities Employees Credit Union 11 Meridian Blvd 19612 (610) 927-4000 No 1.23
Discovery CU Main Office 2744 Century Blvd 19610 (610) 372-8010 No 1.53
Riverfront CU Riverfront FCU St Joseph Medical Center 19605 (610) 374-8351 No 2.55
Pagoda CU Reading Office 833 Washington St 19601 (610) 373-3840 No 2.96

Clearchoice Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Clearchoice Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.16 2.61 4.56 4.01 5.09
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 171 97 273 139 239
Rank Among All Pennsylvania Credit Unions 26 30 88 41 89

Clearchoice Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 0.05 0.27 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 149 143 306 291
Rank Among All Pennsylvania Credit Unions N/A 46 31 85 68
Clearchoice Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.1606261,101,592
All Other Unsecured Loans/Lines of Credit 12.2702481,211,412
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.610751,255,391
Used Vehicle Loans 4.5602593,002,734
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.010553,356,073
Total Other Real Estate Loans/Lines of Credit 5.09022616,809
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 1.00075971,092
TOTAL LOANS & LEASES 1,36011,515,103

Clearchoice Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 6469,77900
Other Fixed Rate 472,877,6433206,139
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 28,65100


Closed-End Fixed Rate 19558,4652102,600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 358,34400
Open-End Fixed Rate 0000
TOTALS 773,972,8825308,739


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Clearchoice Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes