Riverfront Federal Credit Union

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A short history of Riverfront FCU

Since its inception in 1948 the Riverfront Federal Credit Union has been serving its members in the Reading, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tim McLeod, the Riverfront FCU has grown its membership to over 21,718 with assets of more than $173,232,644. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (610) 374-8351 or email them at memberservice@riverfrontfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Reading, PA.

General Information For Riverfront FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5856
Address 430 S 4th Street 
City Reading 
State Pennsylvania 
Zip-Code 19602
Phone Number (610) 374-8351
Fax Number (484) 345-3116
Email Address: memberservice@riverfrontfcu.org
CEO/President Tim McLeod
Members 21,718 
Full-Time Employees 44 
Part-Time Employees
Number of Branch Offices
Total Assets 173,232,644 
Website http://riverfrontfcu.org 

Compare Riverfront Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pagoda CU Reading Office 833 Washington St 19601 (610) 373-3840 No 0.87
Bellco CU Bellco FCU 609 Spring St 19610 (610) 373-5192 No 2.80
Reading Berks School Employees CU reading berks school emp cu 2120 hampden blvd 19612 (610) 921-1003 No 3.05
Clearchoice CU ClearChoice FCU 1981 State Hill Rd 19610 (610) 376-0605 No 3.28
Utilities Employees CU Utilities Employees Credit Union 11 Meridian Blvd 19612 (610) 927-4000 No 4.13

Riverfront Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Riverfront Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.25 2.24 2.24 1.00 1.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 272 56 35 1 1
Rank Among All Pennsylvania Credit Unions 47 15 6 1 1

Riverfront Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.15 0.56 0.43
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 124 248 238
Rank Among All Pennsylvania Credit Unions 16 37 25 67 47
Riverfront Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.2504,4047,541,222
All Other Unsecured Loans/Lines of Credit 18.0001,2094,449,956
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2401,52435,496,095
Used Vehicle Loans 2.2401,65721,433,240
Total 1st Mortgage Real Estate Loans/Lines of Credit 1.00024313,046,225
Total Other Real Estate Loans/Lines of Credit 1.00057213,469,713
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.1001,4403,276,908
TOTAL LOANS & LEASES 11,04998,713,359

Riverfront Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 745,253,062593,764,023
    b. 15 Years or less 994,390,10512842,001
    a. > 15 years 1352,5141348,733
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 693,050,54412627,728
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 3959,556,05330961,359
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1773,913,66022449,340
Open-End Fixed Rate 0000
TOTALS 81526,515,9381366,993,184


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Riverfront Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes