Bellco Federal Credit Union

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A short history of Bellco FCU

Since its inception in 1938 the Bellco Federal Credit Union has been serving its members in the Wyomissing, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas Gosling, the Bellco FCU has grown its membership to over 13,393 with assets of more than $113,777,948. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (610) 373-5192 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wyomissing, PA.

General Information For Bellco FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2531
Address 609 Spring St 
City Wyomissing 
State Pennsylvania 
Zip-Code 19610
Phone Number (610) 373-5192
Fax Number (610) 373-4442
Email Address:
CEO/President Thomas Gosling
Members 13,393 
Full-Time Employees 29 
Part-Time Employees
Number of Branch Offices
Total Assets 113,777,948 

Compare Bellco Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Clearchoice CU ClearChoice FCU 1981 State Hill Rd 19610 (610) 376-0605 No 0.07
Utilities Employees CU Utilities Employees Credit Union 11 Meridian Blvd 19612 (610) 927-4000 No 1.23
Discovery CU Main Office 2744 Century Blvd 19610 (610) 372-8010 No 1.53
Riverfront CU Riverfront FCU St Joseph Medical Center 19605 (610) 374-8351 No 2.55
Pagoda CU Reading Office 833 Washington St 19601 (610) 373-3840 No 2.96

Bellco Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Bellco Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.82 4.12 5.27 4.05 4.59
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 233 295 358 145 180
Rank Among All Pennsylvania Credit Unions 38 107 117 45 66

Bellco Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.12 0.05 0.15 1.03 0.58
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 114 143 124 168 215
Rank Among All Pennsylvania Credit Unions 11 42 25 37 41
Bellco Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.8202,2213,283,800
All Other Unsecured Loans/Lines of Credit 9.4403421,628,096
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.6701494,445,820
New Vehicle Loans 4.1203505,543,084
Used Vehicle Loans 5.2701,43513,675,341
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.05045423,382,076
Total Other Real Estate Loans/Lines of Credit 4.59037810,934,052
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.3304802,312,257
TOTAL LOANS & LEASES 5,80965,204,526

Bellco Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 181,961,7093705,250
    b. 15 Years or less 34418,554,770362,000,901
    a. > 15 years 0000
    b. 15 Years or less 1252,05800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 912,613,5399775,264


Closed-End Fixed Rate 1707,161,8986163,425
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2083,772,154271,040,974
Open-End Fixed Rate 0000
TOTALS 83234,316,128814,685,814


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Bellco Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes