University Of South Alabama Federal Credit Union

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A short history of University Of South Alabama FCU

Since its inception in 1960 the University Of South Alabama Federal Credit Union has been serving its members in the MOBILE, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Felicia McKee, the University Of South Alabama FCU has grown its membership to over 8,613 with assets of more than $43,718,466. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (251) 706-0255 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MOBILE, AL.

General Information For University Of South Alabama FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13659
Address 103 HILLCREST RD 
City MOBILE 
State Alabama 
Zip-Code 36608
Phone Number (251) 706-0255
Fax Number (251) 706-0299
Email Address: none
CEO/President Felicia McKee
Members 8,613 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 43,718,466 
Website http://www.usafedcu.com 

Compare University Of South Alabama Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Azalea City CU AZALEA CITY CREDIT UNION 1708 DAUPHIN ST 36604 (251) 479-1916 No 6.26
New Horizons CU Brookley Branch 1976 Michigan Ave Ste C 36652 (251) 316-3132 No 7.20
Mobile Postal CU Mobile Postal Employees Credit Union 800 Downtowner Loop W 36616 (251) 342-1472 No 7.34
Mobile Educators CU SARALAND 12 SARALAND BLVD N 36571 (251) 675-3301 No 8.81
Blue Flame CU Main 2828 Dauphin St 36652 (251) 450-4804 No 9.46

University Of South Alabama Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


University Of South Alabama Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.24 2.24 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 56 35 138 100
Rank Among All Alabama Credit Unions 6 6 3 12 10

University Of South Alabama Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 310 266
Rank Among All Alabama Credit Unions N/A 19 N/A 39 30
University Of South Alabama Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9007251,040,060
All Other Unsecured Loans/Lines of Credit 7.4004721,050,546
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2401372,439,524
Used Vehicle Loans 2.2404564,648,089
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00024539,869
Total Other Real Estate Loans/Lines of Credit 4.000471,036,920
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.99060552,373
TOTAL LOANS & LEASES 1,92111,307,381

University Of South Alabama Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 24539,869175,000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 471,036,920388,800
Open-End Fixed Rate 0000
TOTALS 711,576,7894163,800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

University Of South Alabama Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes