Mobile Postal Credit Union

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A short history of Mobile Postal CU

Since its inception in 1949 the Mobile Postal Credit Union has been serving its members in the Mobile, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by JOYCE HARRISON, the Mobile Postal CU has grown its membership to over 1,644 with assets of more than $10,755,365. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (251) 342-1472 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Mobile, AL.

General Information For Mobile Postal CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62471
Address P. O. Box 160776 
City Mobile 
State Alabama 
Zip-Code 36616
Phone Number (251) 342-1472
Fax Number (251) 342-0119
Email Address:
Members 1,644 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 10,755,365 

Compare Mobile Postal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mobile Government Emp. CU MOBILE GOVG EMP. CU 109 Saint Joseph St 36628 (251) 694-4100 No 0.51
Gulf Coast CU Computer Marketing Corp 8520 S Sandy Pkwy 84070 (801) 365-5000 No 1.06
Progressive CU Progressive Federal Credit Union 1065 Spring Hill Ave 36604 (251) 338-2092 No 1.09
The Infirmary CU Mobile Infirmary Boulevard 130 Mobile Infirmary Blvd 36652 (251) 435-5900 No 2.28
Blue Flame CU Main 2828 Dauphin St 36652 (251) 450-4804 No 3.87

Mobile Postal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mobile Postal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.49 8.49 N/A 5.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 448 663 N/A 317
Rank Among All Alabama Credit Unions N/A 51 69 N/A 31

Mobile Postal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.50 N/A 1.00 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 66 N/A 174 N/A
Rank Among All Alabama Credit Unions N/A 9 N/A 17 N/A
Mobile Postal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.9904761,547,976
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.490781,262,499
Used Vehicle Loans 8.4902382,165,486
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.750431,502,796
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.49058422,772
TOTAL LOANS & LEASES 8936,901,529

Mobile Postal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 431,502,79647231,721
Open-End Fixed Rate 0000
TOTALS 431,502,79647231,721


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mobile Postal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes