Mobile Educators Credit Union

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A short history of Mobile Educators CU

Since its inception in 1954 the Mobile Educators Credit Union has been serving its members in the MOBILE, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tina Williams, the Mobile Educators CU has grown its membership to over 9,689 with assets of more than $82,714,279. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (251) 473-4712 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MOBILE, AL.

General Information For Mobile Educators CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61286
Address 3150 AIRPORT BLVD 
State Alabama 
Zip-Code 36606
Phone Number (251) 473-4712
Fax Number (251) 476-6900
Email Address:
CEO/President Tina Williams
Members 9,689 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 82,714,279 

Compare Mobile Educators Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Blue Flame CU Main 2828 Dauphin St 36652 (251) 450-4804 No 1.62
The Infirmary CU Mobile Infirmary Boulevard 130 Mobile Infirmary Blvd 36652 (251) 435-5900 No 2.21
Mobile Postal CU Mobile Postal Employees Credit Union 800 Downtowner Loop W 36616 (251) 342-1472 No 2.38
New Horizons CU Brookley Branch 1976 Michigan Ave Ste C 36652 (251) 316-3132 No 2.59
Progressive CU Progressive Federal Credit Union 1065 Spring Hill Ave 36604 (251) 338-2092 No 3.13

Mobile Educators Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Mobile Educators Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 1.99 2.99 3.75 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 34 91 102 289
Rank Among All Alabama Credit Unions 27 3 11 7 28

Mobile Educators Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 N/A 0.50 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 N/A 263 283
Rank Among All Alabama Credit Unions 8 23 N/A 33 34
Mobile Educators Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.900909857,214
All Other Unsecured Loans/Lines of Credit 12.0007391,751,646
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901031,755,370
Used Vehicle Loans 2.9903003,388,645
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.750431,988,248
Total Other Real Estate Loans/Lines of Credit 5.50010301,207
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.60085595,035
TOTAL LOANS & LEASES 2,18910,637,365

Mobile Educators Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 241,189,85500
    a. > 15 years 0000
    b. 15 Years or less 19798,39300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 10301,207648,001
Open-End Fixed Rate 0000
TOTALS 532,289,455648,001


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mobile Educators Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes