Azalea City Credit Union

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A short history of Azalea City CU

Since its inception in 1954 the Azalea City Credit Union has been serving its members in the MOBILE, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Olabode Anise, the Azalea City CU has grown its membership to over 3,445 with assets of more than $26,602,681. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (251) 316-0000 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MOBILE, AL.

General Information For Azalea City CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68224
Address 5662 Cottage Hill Rd 
State Alabama 
Zip-Code 36609
Phone Number (251) 316-0000
Fax Number (251) 316-0003
Email Address:
CEO/President Olabode Anise
Members 3,445 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 26,602,681 

Compare Azalea City Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
New Horizons CU Brookley Branch 1976 Michigan Ave Ste C 36652 (251) 316-3132 No 0.80
Mobile Postal CU Mobile Postal Employees Credit Union 800 Downtowner Loop W 36616 (251) 342-1472 No 1.31
Mobile Educators CU SARALAND 12 SARALAND BLVD N 36571 (251) 675-3301 No 2.66
University Of South Alabama CU Autonomy Live Vault 5024 Parkway Plaza Blvd 28217 (888) 796-4827 No 2.69
Blue Flame CU Main 2828 Dauphin St 36652 (251) 450-4804 No 3.57

Azalea City Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Azalea City Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.46 5.59 8.44 6.96 6.20
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 475 455 658 436 362
Rank Among All Alabama Credit Unions 31 54 67 43 37

Azalea City Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.08 0.13 N/A 0.65 1.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 121 123 N/A 234 94
Rank Among All Alabama Credit Unions 11 21 N/A 30 5
Azalea City Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.460202331,155
All Other Unsecured Loans/Lines of Credit 14.7105541,227,817
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.590871,973,334
Used Vehicle Loans 8.4407809,901,630
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.960461,893,031
Total Other Real Estate Loans/Lines of Credit 6.2009258,763
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.9003233,765,372
TOTAL LOANS & LEASES 2,00119,351,102

Azalea City Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7710,28300
    b. 15 Years or less 381,170,702497,879
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 112,04600
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 568,79700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 4189,966270,000
Open-End Fixed Rate 0000
TOTALS 552,151,7946167,879


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Azalea City Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes