University Credit Union

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A short history of University CU

Since its inception in 1967 the University Credit Union has been serving its members in the ORONO, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Matthew Walsh, the University CU has grown its membership to over 27,789 with assets of more than $281,025,379. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (207) 889-8600 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ORONO, ME.

General Information For University CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63133
Address 15 MAIN ST 
State Maine 
Zip-Code 04473
Phone Number (207) 889-8600
Fax Number (207) 889-9086
Email Address:
CEO/President Matthew Walsh
Members 27,789 
Full-Time Employees 85 
Part-Time Employees
Number of Branch Offices
Total Assets 281,025,379 

Compare University Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Eastern Maine Medical Center CU Stillwater Ave 849 Stillwater Ave 04401 (207) 945-3632 No 3.45
Bangor CU Venture Way 10 Venture Way 04401 (207) 947-0374 No 4.15
Penobscot County CU Bangor 466 Main St 04401 (207) 941-6373 No 4.87
Brewer CU 229 Dirigo Dr 229 Dirigo Dr 04412 (207) 989-7240 No 7.57
Changing Seasons CU Changing Seasons Federal Credit Union 115 Mecaw RD 04444 (207) 945-6264 No 8.18

University Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

University Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.74 4.49 4.49 3.88 3.88
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 319 340 263 119 87
Rank Among All Maine Credit Unions 12 30 22 9 5

University Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 2.97 0.10 0.30 0.30 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 8 129 97 302 276
Rank Among All Maine Credit Unions 1 8 9 31 31
University Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.7403,0469,921,670
All Other Unsecured Loans/Lines of Credit 10.9903,51310,437,975
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.5009116,388,317
New Vehicle Loans 4.4903135,077,270
Used Vehicle Loans 4.4904,03437,559,008
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8801,367132,005,810
Total Other Real Estate Loans/Lines of Credit 3.88049812,655,247
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.8001,4859,575,793
TOTAL LOANS & LEASES 15,167223,621,090

University Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 58876,891,3926610,351,485
    b. 15 Years or less 59544,520,800433,930,550
    a. > 15 years 122,485,21400
    b. 15 Years or less 1453,52400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1717,654,8801042,522,564
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1835,730,590271,339,450
Closed-End Adjustable Rate 533,41100
Open-End Adjustable Rate 3106,891,2461972,025,580
Open-End Fixed Rate 0000
TOTALS 1,865144,661,05743720,169,629


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 2127,829,6631,985,219
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

University Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes