Changing Seasons Federal Credit Union

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A short history of Changing Seasons FCU

Since its inception in 1966 the Changing Seasons Federal Credit Union has been serving its members in the HAMPDEN, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ginny Hughes, the Changing Seasons FCU has grown its membership to over 2,041 with assets of more than $22,897,477. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (207) 945-6264 or email them at info@changingseasonsfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HAMPDEN, ME.

General Information For Changing Seasons FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17472
Address 115 MECAW RD 
City HAMPDEN 
State Maine 
Zip-Code 04444
Phone Number (207) 945-6264
Fax Number (207) 941-1145
Email Address: info@changingseasonsfcu.com
CEO/President Ginny Hughes
Members 2,041 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 22,897,477 
Website http://www.changingseasonsfcu.com 

Compare Changing Seasons Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Maine Savings CU Ellsworth 25 Resort Way 04605 (207) 862-6500 No 4.26
Brewer CU 229 Dirigo Dr 229 Dirigo Dr 04412 (207) 989-7240 No 10.02
Bangor CU Venture Way 10 Venture Way 04401 (207) 947-0374 No 11.43
Eastern Maine Medical Center CU Stillwater Ave 849 Stillwater Ave 04401 (207) 945-3632 No 11.69
Seaboard CU Hermon 2410 Route 2 04401 (207) 848-9995 No 12.61

Changing Seasons Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Changing Seasons Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.99 3.99 4.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 145 202 138 132
Rank Among All Maine Credit Unions N/A 9 18 11 9

Changing Seasons Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.09 0.25 1.50 1.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 132 105 91 70
Rank Among All Maine Credit Unions N/A 9 10 5 6
Changing Seasons Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 6.9904591,417,240
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99057983,536
Used Vehicle Loans 3.9904404,849,593
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0009658,042,637
Total Other Real Estate Loans/Lines of Credit 4.250471,187,461
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.50085906,612
TOTAL LOANS & LEASES 2,05317,387,079

Changing Seasons Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 8045,866,7782180,000
    b. 15 Years or less 1061,098,1441125,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 551,077,71500
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 4215,803150,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 43971,65800
Open-End Fixed Rate 0000
TOTALS 1,0129,230,0984355,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 139,9360
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Changing Seasons Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes