Eastern Maine Medical Center Federal Credit Union

Social
  • +1

A short history of Eastern Maine Medical Center FCU

Since its inception in 1979 the Eastern Maine Medical Center Federal Credit Union has been serving its members in the BANGOR, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Pelletier, the Eastern Maine Medical Center FCU has grown its membership to over 4,269 with assets of more than $51,867,650. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (207) 945-3632 or email them at info@emmcfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BANGOR, ME.

General Information For Eastern Maine Medical Center FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23310
Address 849 STILLWATER AVE 
City BANGOR 
State Maine 
Zip-Code 04401
Phone Number (207) 945-3632
Fax Number (207) 945-0793
Email Address: info@emmcfcu.org
CEO/President James Pelletier
Members 4,269 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 51,867,650 
Website http://www.emmcfcu.org 

Compare Eastern Maine Medical Center Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bangor CU Venture Way 10 Venture Way 04401 (207) 947-0374 No 4.56
Changing Seasons CU Changing Seasons Federal Credit Union 115 Mecaw RD 04444 (207) 945-6264 No 5.85
Brewer CU 229 Dirigo Dr 229 Dirigo Dr 04412 (207) 989-7240 No 7.30
University CU Memorial Union, U of M Campus, Orono 5748 Memorial Un 04469 (207) 889-8500 No 7.91
Maine Savings CU Ellsworth 25 Resort Way 04605 (207) 862-6500 No 8.34

Eastern Maine Medical Center Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Eastern Maine Medical Center Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.71 3.29 5.11 4.65
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 238 123 279 188
Rank Among All Maine Credit Unions N/A 21 13 25 13

Eastern Maine Medical Center Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 0.65 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 234 205
Rank Among All Maine Credit Unions N/A 8 12 25 23
Eastern Maine Medical Center Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.2703501,284,307
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.710751,577,194
Used Vehicle Loans 3.2904555,356,004
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.1105405,793,048
Total Other Real Estate Loans/Lines of Credit 4.6501654,935,143
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0801512,384,038
TOTAL LOANS & LEASES 1,73621,329,734

Eastern Maine Medical Center Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4563,096,20100
    b. 15 Years or less 842,696,84700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 983,787,84700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 671,147,29600
Open-End Fixed Rate 0000
TOTALS 70510,728,19100

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 2263,5630
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Eastern Maine Medical Center Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes