Bangor Federal Credit Union

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A short history of Bangor FCU

Since its inception in 1956 the Bangor Federal Credit Union has been serving its members in the BANGOR, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stephen Clark, the Bangor FCU has grown its membership to over 13,922 with assets of more than $149,247,849. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (207) 947-0374 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BANGOR, ME.

General Information For Bangor FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10939
Address P.O. BOX 1161 
State Maine 
Zip-Code 04402
Phone Number (207) 947-0374
Fax Number (207) 990-0759
Email Address:
CEO/President Stephen Clark
Members 13,922 
Full-Time Employees 45 
Part-Time Employees
Number of Branch Offices
Total Assets 149,247,849 

Compare Bangor Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Changing Seasons CU Changing Seasons Federal Credit Union 115 Mecaw RD 04444 (207) 945-6264 No 1.79
Brewer CU 229 Dirigo Dr 229 Dirigo Dr 04412 (207) 989-7240 No 2.78
Eastern Maine Medical Center CU Stillwater Ave 849 Stillwater Ave 04401 (207) 945-3632 No 2.96
Maine Savings CU Ellsworth 25 Resort Way 04605 (207) 862-6500 No 5.14
University CU Memorial Union, U of M Campus, Orono 5748 Memorial Un 04469 (207) 889-8500 No 8.82

Bangor Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Bangor Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.90 2.49 6.00 4.00 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 85 83 443 138 74
Rank Among All Maine Credit Unions 3 6 40 11 3

Bangor Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 0.60 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 240 211
Rank Among All Maine Credit Unions N/A 8 9 26 24
Bangor Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.9002,0603,462,952
All Other Unsecured Loans/Lines of Credit 6.7501,5684,341,142
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4901,09815,018,204
Used Vehicle Loans 6.0001,94918,275,083
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0003,14138,162,865
Total Other Real Estate Loans/Lines of Credit 3.75066923,253,827
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0002892,834,778
TOTAL LOANS & LEASES 10,774105,348,851

Bangor Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,78028,331,7982503,391,503
    b. 15 Years or less 3569,517,14149520,270
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 5313,92600
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 29512,142,313261,390,852
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 37411,111,51415838,500
Open-End Fixed Rate 0000
TOTALS 3,81061,416,6923406,141,125


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 31410,629,758838,500
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Bangor Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes