United Local Credit Union

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A short history of United Local CU

Since its inception in 1953 the United Local Credit Union has been serving its members in the Fresno, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Angelina Maldonado, the United Local CU has grown its membership to over 10,463 with assets of more than $113,477,605. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (559) 227-8329 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Fresno, CA.

General Information For United Local CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60408
Address 3650 E Ashlan Ave 
City Fresno 
State California 
Zip-Code 93726
Phone Number (559) 227-8329
Fax Number (559) 227-1824
Email Address: none
CEO/President Angelina Maldonado
Members 10,463 
Full-Time Employees 20 
Part-Time Employees
Number of Branch Offices
Total Assets 113,477,605 
Website http://www.unitedlocal.org 

Compare United Local Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
First California CU First California Federal Credit Union 2525 E Shields Ave 93726 (559) 226-8282 No 1.56
Fresno Fire Department CU FRESNO FIRE DEPARTMENT CREDIT UNION 5300 N FRESNO ST 93710 (559) 228-1997 No 1.88
San Joaquin Power Employees CU COMPUTER MARKETING CORPORATION 8520 S SANDY PKWY 84070 (800) 999-6306 No 3.05
Fresno Police Department CU FPDCU 1004 N Van Ness Ave 93728 (559) 233-1788 No 3.42
Educational Employees CU Valentine 3488 W Shaw Ave 93711 (800) 538-3328 No 4.11

United Local Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

United Local Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.42 3.44 3.91 4.93 6.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 288 201 191 260 430
Rank Among All California Credit Unions 59 79 84 99 124

United Local Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.09 0.15 0.45 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 132 124 274 243
Rank Among All California Credit Unions 24 39 40 80 62
United Local Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.4201,0281,836,304
All Other Unsecured Loans/Lines of Credit 12.490245845,734
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4401,27932,415,834
Used Vehicle Loans 3.9101,32524,561,452
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.93016622,618,080
Total Other Real Estate Loans/Lines of Credit 6.9909182,736
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.98038204,947
TOTAL LOANS & LEASES 4,09082,665,087

United Local Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11115,264,53500
    b. 15 Years or less 471,510,70300
    a. > 15 years 0000
    b. 15 Years or less 85,842,84200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 8180,48000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 12,25600
Open-End Fixed Rate 0000
TOTALS 17522,800,81600


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United Local Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes