First California Federal Credit Union

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A short history of First California FCU

Since its inception in 1982 the First California Federal Credit Union has been serving its members in the FRESNO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dianne Edwards, the First California FCU has grown its membership to over 9,514 with assets of more than $88,644,886. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (559) 226-8282 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FRESNO, CA.

General Information For First California FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 23964
Address 2525 E SHIELDS AVE 
City FRESNO 
State California 
Zip-Code 93726
Phone Number (559) 226-8282
Fax Number () -
Email Address: none
CEO/President Dianne Edwards
Members 9,514 
Full-Time Employees 17 
Part-Time Employees
Number of Branch Offices
Total Assets 88,644,886 
Website http://www.firstcalfcu.org 

Compare First California Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
United Local CU United Local Credit Union 3650 E Ashlan Ave 93726 (559) 227-8329 No 0.28
Fresno Fire Department CU FRESNO FIRE DEPARTMENT CREDIT UNION 5300 N FRESNO ST 93710 (559) 228-1997 No 1.88
San Joaquin Power Employees CU COMPUTER MARKETING CORPORATION 8520 S SANDY PKWY 84070 (800) 999-6306 No 3.05
Fresno Police Department CU FPDCU 1004 N Van Ness Ave 93728 (559) 233-1788 No 3.42
Educational Employees CU Valentine 3488 W Shaw Ave 93711 (800) 538-3328 No 4.11

First California Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


First California Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 15.49 3.44 4.49 4.45 5.03
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 527 201 263 200 233
Rank Among All California Credit Unions 128 79 105 85 72

First California Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.17 N/A 0.48 0.53
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 114 N/A 269 223
Rank Among All California Credit Unions N/A 29 N/A 78 55
First California Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 15.4901,0471,302,951
All Other Unsecured Loans/Lines of Credit 13.9305281,189,956
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4401,19120,810,806
Used Vehicle Loans 4.4904646,948,374
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.450516,653,288
Total Other Real Estate Loans/Lines of Credit 5.030812,387,357
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.4301402,070,780
TOTAL LOANS & LEASES 3,50241,363,512

First California Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 314,530,0554808,200
    b. 15 Years or less 202,123,2333413,750
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 611,874,87215583,883
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 20512,485435,034
Open-End Fixed Rate 0000
TOTALS 1329,040,645261,840,867

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 13249,0954,100
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First California Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes