San Joaquin Power Employees Credit Union

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A short history of San Joaquin Power Employees CU

Since its inception in 1934 the San Joaquin Power Employees Credit Union has been serving its members in the FRESNO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by ANNETTE ROBBINS, the San Joaquin Power Employees CU has grown its membership to over 6,370 with assets of more than $136,835,366. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (559) 230-5080 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FRESNO, CA.

General Information For San Joaquin Power Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66788
Address PO BOX 16039 
City FRESNO 
State California 
Zip-Code 93755
Phone Number (559) 230-5080
Fax Number (559) 230-5097
Email Address: none
CEO/President ANNETTE ROBBINS
Members 6,370 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 136,835,366 
Website http://www.sjpecu.org 

Compare San Joaquin Power Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Fresno Police Department CU FPDCU 1004 N Van Ness Ave 93728 (559) 233-1788 No 1.56
First California CU First California Federal Credit Union 2525 E Shields Ave 93726 (559) 226-8282 No 2.30
Greater Valley Credit Union CU Main 1185 W Hedges Ave 93728 (559) 233-0867 No 3.11
United Local CU United Local Credit Union 3650 E Ashlan Ave 93726 (559) 227-8329 No 3.25
Fresno Grangers CU Fresno Grangers Federal Credit Union 3434 W Shaw Ave 93711 (559) 237-2066 No 4.09

San Joaquin Power Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


San Joaquin Power Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.58 2.60 3.56 4.58
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 92 60 78 178
Rank Among All California Credit Unions N/A 33 28 24 52

San Joaquin Power Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 1.90 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 19 N/A N/A N/A
Rank Among All California Credit Unions N/A 1 N/A N/A N/A
San Joaquin Power Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.3303824,389,704
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.58051613,556,556
Used Vehicle Loans 2.60074411,402,147
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.56021348,590,368
Total Other Real Estate Loans/Lines of Credit 4.580822,008,280
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.52071210,887,987
TOTAL LOANS & LEASES 2,64990,835,042

San Joaquin Power Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 42,982,28200
    b. 15 Years or less 20945,608,086135,521,276
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 822,008,2807263,500
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 29550,598,648205,784,776

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

San Joaquin Power Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No