Union Square Credit Union

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A short history of Union Square CU

Since its inception in 1957 the Union Square Credit Union has been serving its members in the Wichita Falls, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Barad, the Union Square CU has grown its membership to over 21,829 with assets of more than $357,114,574. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (940) 720-8000 to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wichita Falls, TX.

General Information For Union Square CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68664
Address 1401 Holliday 
City Wichita Falls 
State Texas 
Zip-Code 76301
Phone Number (940) 720-8000
Fax Number (940) 720-8070
Email Address: ----
CEO/President John Barad
Members 21,829 
Full-Time Employees 100 
Part-Time Employees 11 
Number of Branch Offices
Total Assets 357,114,574 
Website http://www.unionsquare.org 

Compare Union Square Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Postel Family CU Broad 1300 Broad St 76301 (940) 761-8600 No 0.73
Wichita Falls CU WFFCU Main 2100 Seymour Hwy 76301 (940) 322-9328 No 1.80
Midwestern State University CU Midwestern State University Credit Union 3410 Taft Blvd 76308 (940) 397-4622 No 2.65
I.b.e.w. Local #681 CU IBEW Local 681 Credit Union 6111 Old Jacksboro Hwy 76302 (940) 723-1277 No 3.97
Texoma Community CU SAR 3800 Sheppard Access Rd 76307 (940) 851-4000 No 4.51

Union Square Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Union Square Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.35 4.56 4.34 5.34
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 187 272 185 270
Rank Among All Texas Credit Unions 50 70 100 54 55

Union Square Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.96 0.05 0.15 1.01 1.01
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 38 143 124 170 156
Rank Among All Texas Credit Unions 7 51 29 53 30
Union Square Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9002,1703,676,724
All Other Unsecured Loans/Lines of Credit 13.7302,3823,881,516
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.3502,10044,763,244
Used Vehicle Loans 4.5603,05837,432,297
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.3401,709144,858,267
Total Other Real Estate Loans/Lines of Credit 5.340812,253,047
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.71075812,295,969
TOTAL LOANS & LEASES 12,258249,161,064

Union Square Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 323,464,6141116,835
    b. 15 Years or less 1,16976,783,63011810,414,188
    a. > 15 years 49162,453,3255810,454,894
    b. 15 Years or less 172,156,6984698,813
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 812,253,04710547,840
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1,790147,111,31419122,232,570


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Union Square Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes