Texoma Community Credit Union

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A short history of Texoma Community CU

Since its inception in 1953 the Texoma Community Credit Union has been serving its members in the Wichita Falls, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Buckley, the Texoma Community CU has grown its membership to over 14,583 with assets of more than $127,407,486. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (940) 851-4000 or email them at postmaster@TexomaCU.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wichita Falls, TX.

General Information For Texoma Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61527
Address PO Box 1320 
City Wichita Falls 
State Texas 
Zip-Code 76307
Phone Number (940) 851-4000
Fax Number (940) 851-4080
Email Address: postmaster@TexomaCU.com
CEO/President John Buckley
Members 14,583 
Full-Time Employees 52 
Part-Time Employees
Number of Branch Offices
Total Assets 127,407,486 
Website http://www.TexomaCU.com 

Compare Texoma Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Postel Family CU Broad 1300 Broad St 76301 (940) 761-8600 No 0.78
Union Square CU Burk Office 909 W Kramer Rd 76354 (940) 720-8000 No 0.89
Wichita Falls CU WFFCU Main 2100 Seymour Hwy 76301 (940) 322-9328 No 1.11
Midwestern State University CU Midwestern State University Credit Union 3410 Taft Blvd 76308 (940) 397-4622 No 2.87
I.b.e.w. Local #681 CU IBEW Local 681 Credit Union 6111 Old Jacksboro Hwy 76302 (940) 723-1277 No 4.77

Texoma Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Texoma Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.76 5.05 5.18 5.37
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 245 330 289 274
Rank Among All Texas Credit Unions N/A 88 114 89 56

Texoma Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.69 0.10 0.11 1.09 0.94
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 53 129 133 155 167
Rank Among All Texas Credit Unions 10 47 34 47 34
Texoma Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 7.9201,8295,623,866
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.7601,39228,537,558
Used Vehicle Loans 5.0502,64928,398,204
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.18030420,552,431
Total Other Real Estate Loans/Lines of Credit 5.37028312,075,975
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.5907598,609,645
TOTAL LOANS & LEASES 7,216103,797,679

Texoma Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 22317,468,122262,185,479
    b. 15 Years or less 742,801,2917191,271
    a. > 15 years 0000
    b. 15 Years or less 4210,61400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 372,40400


Closed-End Fixed Rate 28312,075,975362,041,060
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 58732,628,406694,417,810


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Texoma Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes