Midwestern State University Credit Union

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A short history of Midwestern State University CU

Since its inception in 1955 the Midwestern State University Credit Union has been serving its members in the WICHITA FALLS, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Renee Hensley, the Midwestern State University CU has grown its membership to over 915 with assets of more than $6,110,919. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (940) 397-4622 or email them at msucu@mwsu.edu to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WICHITA FALLS, TX.

General Information For Midwestern State University CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67549
Address 3410 TAFT BLVD 
City WICHITA FALLS 
State Texas 
Zip-Code 76308
Phone Number (940) 397-4622
Fax Number (940) 397-4621
Email Address: msucu@mwsu.edu
CEO/President Renee Hensley
Members 915 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 6,110,919 
Website http://www.mwsucu.com 

Compare Midwestern State University Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
I.b.e.w. Local #681 CU IBEW Local 681 Credit Union 6111 Old Jacksboro Hwy 76302 (940) 723-1277 No 2.50
Wichita Falls Teachers CU Wichita Falls Teachers Federal Credit Union 4301 Barnett Rd 76308 (940) 692-7096 No 2.67
Union Square CU Burk Office 909 W Kramer Rd 76354 (940) 720-8000 No 3.86
Postel Family CU Broad 1300 Broad St 76301 (940) 761-8600 No 3.96
Wichita Falls CU WFFCU Main 2100 Seymour Hwy 76301 (940) 322-9328 No 3.98

Midwestern State University Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Midwestern State University Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.00 2.25 2.25 4.50 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 459 57 36 205 341
Rank Among All Texas Credit Unions 104 19 15 62 81

Midwestern State University Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 N/A 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 N/A 276
Rank Among All Texas Credit Unions N/A 47 29 N/A 73
Midwestern State University Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.0009578,934
All Other Unsecured Loans/Lines of Credit 0.00000
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.25026389,926
Used Vehicle Loans 2.25076817,059
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5007335,153
Total Other Real Estate Loans/Lines of Credit 6.0007156,837
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.75078499,662
TOTAL LOANS & LEASES 2892,277,571

Midwestern State University Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 7335,15300
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 7156,83700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 14491,99000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Midwestern State University Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes