Wichita Falls Federal Credit Union

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A short history of Wichita Falls FCU

Since its inception in 1949 the Wichita Falls Federal Credit Union has been serving its members in the WICHITA FALLS, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Arnold, the Wichita Falls FCU has grown its membership to over 2,394 with assets of more than $22,471,766. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (940) 322-9328 or email them at info@wffedcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WICHITA FALLS, TX.

General Information For Wichita Falls FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6317
Address 2100 SEYMOUR HWY 
City WICHITA FALLS 
State Texas 
Zip-Code 76301
Phone Number (940) 322-9328
Fax Number (940) 767-1058
Email Address: info@wffedcu.com
CEO/President John Arnold
Members 2,394 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 22,471,766 
Website http://www.wffedcu.com 

Compare Wichita Falls Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Postel Family CU Broad 1300 Broad St 76301 (940) 761-8600 No 0.73
Union Square CU Burk Office 909 W Kramer Rd 76354 (940) 720-8000 No 0.75
Midwestern State University CU Midwestern State University Credit Union 3410 Taft Blvd 76308 (940) 397-4622 No 2.65
I.b.e.w. Local #681 CU IBEW Local 681 Credit Union 6111 Old Jacksboro Hwy 76302 (940) 723-1277 No 3.97
Texoma Community CU SAR 3800 Sheppard Access Rd 76307 (940) 851-4000 No 4.51

Wichita Falls Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Wichita Falls Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.00 3.43 5.59 5.87 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 91 200 397 360 341
Rank Among All Texas Credit Unions 16 72 132 107 81

Wichita Falls Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.20 N/A 0.50 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 108 N/A 263 192
Rank Among All Texas Credit Unions 31 38 N/A 88 46
Wichita Falls Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.000444804,012
All Other Unsecured Loans/Lines of Credit 13.8303751,274,682
Short-Term, Small Amount Loans (STS) (Federal CU Only) 23.0007429,135
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4301402,680,332
Used Vehicle Loans 5.5902342,680,109
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.87030708,911
Total Other Real Estate Loans/Lines of Credit 6.000473,117
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.6401371,523,665
TOTAL LOANS & LEASES 1,4389,773,963

Wichita Falls Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 30708,911260,450
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 473,11700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 34782,028260,450

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wichita Falls Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes