Star One Credit Union

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A short history of Star One CU

Since its inception in 1956 the Star One Credit Union has been serving its members in the SUNNYVALE, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rick Heldebrant, the Star One CU has grown its membership to over 100,054 with assets of more than $9,287,040,262. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (408) 543-5202 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SUNNYVALE, CA.

General Information For Star One CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68465
Address P.O. BOX 3643 
State California 
Zip-Code 94088
Phone Number (408) 543-5202
Fax Number (408) 543-5203
Email Address:
CEO/President Rick Heldebrant
Members 100,054 
Full-Time Employees 189 
Part-Time Employees
Number of Branch Offices
Total Assets 9,287,040,262 

Compare Star One Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Keypoint CU Cupertino Branch 10815 N Wolfe Rd Ste 100 95014 (408) 731-4100 No 3.21
First Technology CU Colorado Springs Garden Branch 1900 Garden of the Gods Rd Bldg A 80907 (719) 548-4797 No 3.82
Mission City CU Fiserv Data Processor 2601 Network Blvd Ste 600 75034 (877) 337-2843 No 4.95
Technology CU San Francisco Financial Center 1449 Mission St 94103 (415) 553-6105 No 6.40
Santa Clara County CU City Centre Branch 140 E San Fernando St 95112 (408) 938-2880 No 6.78

Star One Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Star One Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.75 2.09 2.09 3.13 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 78 40 26 37 132
Rank Among All California Credit Unions 8 18 14 8 33

Star One Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 1.09 N/A 1.19 1.14
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 34 N/A 135 141
Rank Among All California Credit Unions 12 5 N/A 25 22
Star One Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.75017,28046,258,161
All Other Unsecured Loans/Lines of Credit 8.7502,44212,822,872
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 4.64082545,940,001
New Vehicle Loans 2.0904,444102,459,428
Used Vehicle Loans 2.0906,835103,759,514
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.1309,2803,112,086,986
Total Other Real Estate Loans/Lines of Credit 4.2503,470293,795,094
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.10086921,658,577
TOTAL LOANS & LEASES 45,4453,738,780,633

Star One Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6,1892,204,344,705375171,118,801
    b. 15 Years or less 1,966437,167,62314444,248,834
    a. > 15 years 379176,366,927105,076,900
    b. 15 Years or less 654274,128,9753718,918,957
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 9220,078,7561559,097
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 30826,367,801657,893,350
Closed-End Adjustable Rate 362,750,6823270,000
Open-End Adjustable Rate 3,126264,676,61140985,952,467
Open-End Fixed Rate 0000
TOTALS 12,7503,405,882,0801,044334,038,406


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Star One Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes