Self-help Federal Credit Union

  • +1

A short history of Self-help FCU

Since its inception in 2008 the Self-help Federal Credit Union has been serving its members in the DURHAM, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Martin Eakes, the Self-help FCU has grown its membership to over 78,803 with assets of more than $966,193,636. They have a main office and 31 branch offices. Please see the credit unions website or contact them by phone at (919) 956-4600 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DURHAM, NC.

General Information For Self-help FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24802
Address 301 W MAIN STREET 
State North Carolina 
Zip-Code 27701
Phone Number (919) 956-4600
Fax Number () -
Email Address:
CEO/President Martin Eakes
Members 78,803 
Full-Time Employees 324 
Part-Time Employees 28 
Number of Branch Offices 31 
Total Assets 966,193,636 

Compare Self-help Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Latino Community CU Charlotte Branch I 3130 Milton Rd 28215 (704) 531-0201 No 0.02
Self-help CU JEA Office 21 W Church St Ste 102 32203 (904) 360-5100 No 0.03
Mount Vernon Baptist Church CU MVBC Education Bldg. 1007 S Roxboro St 27707 (919) 688-1823 No 0.82
Duke University CU Main Office 2200 W Main St Ste L100 27705 (919) 684-6704 No 1.60
Vision Financial CU Main office 214 Pacific Ave 27704 (919) 477-0696 No 3.51

Self-help Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Self-help Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.25 7.00 9.75 5.25 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 422 550 729 297 391
Rank Among All North Carolina Credit Unions 31 49 56 28 24

Self-help Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 1.40 1.55 1.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 8 86 152
Rank Among All North Carolina Credit Unions 10 13 1 4 7
Self-help Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.2503,7183,273,336
All Other Unsecured Loans/Lines of Credit 15.0004,7994,895,988
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.550564,493
New Vehicle Loans 7.0001322,028,627
Used Vehicle Loans 9.7508,88377,515,023
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.2503,524426,301,231
Total Other Real Estate Loans/Lines of Credit 6.5003427,269,720
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.1002,07851,309,111
TOTAL LOANS & LEASES 23,481572,657,529

Self-help Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2,510307,532,76322833,677,198
    b. 15 Years or less 25313,439,485232,654,159
    a. > 15 years 516,089,31300
    b. 15 Years or less 243,876,16900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 32925,876,19300
Adjustable Rate > 1 yr 35769,487,3085501,000


Closed-End Fixed Rate 27402,83300
Closed-End Adjustable Rate 391,068,05000
Open-End Adjustable Rate 2455,683,37511695,000
Open-End Fixed Rate 31115,46200
TOTALS 3,866433,570,95126737,527,357


Interest Only & Payment Option 1st Mortgage Loans 30802,5300
Interest Only & Payment Option Other RE/LOC Loans 8430,9440
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Self-help Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes