Vision Financial Federal Credit Union

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A short history of Vision Financial FCU

Since its inception in 1960 the Vision Financial Federal Credit Union has been serving its members in the DURHAM, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dawn Swaningson, the Vision Financial FCU has grown its membership to over 10,625 with assets of more than $48,588,017. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (919) 477-0696 or email them at president@vffcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DURHAM, NC.

General Information For Vision Financial FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13492
Address PO BOX 15818 
City DURHAM 
State North Carolina 
Zip-Code 27704
Phone Number (919) 477-0696
Fax Number (919) 471-8211
Email Address: president@vffcu.org
CEO/President Dawn Swaningson
Members 10,625 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 48,588,017 
Website http://www.vffcu.org 

Compare Vision Financial Federal Credit Union To Other Local Credit Unions


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Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Latino Community CU Charlotte Branch I 3130 Milton Rd 28215 (704) 531-0201 No 4.94
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Mount Vernon Baptist Church CU MVBC Education Bldg. 1007 S Roxboro St 27707 (919) 688-1823 No 5.50
Duke University CU Main Office 2200 W Main St Ste L100 27705 (919) 684-6704 No 5.74

Vision Financial Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Vision Financial Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.95 2.99 4.99 N/A 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 455 145 323 N/A 132
Rank Among All North Carolina Credit Unions 34 15 29 N/A 7

Vision Financial Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.15 0.91 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 124 189 234
Rank Among All North Carolina Credit Unions 12 13 19 10 19
Vision Financial Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9502,0212,946,585
All Other Unsecured Loans/Lines of Credit 18.0001,5271,868,758
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00017334,271
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9902163,586,568
Used Vehicle Loans 4.9901,71317,701,353
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.2501265,431,850
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.10038213,309
TOTAL LOANS & LEASES 5,81431,782,694

Vision Financial Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1064,881,09512405,778
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 20550,755263,065
Open-End Fixed Rate 0000
TOTALS 1265,431,85014468,843

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Vision Financial Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes